Jiarong L. is a Credit Analysis | Behavioural Science | Finding Pattern. They is proficient in English.
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Credit Analyst & Relationship ManagerPostal Savings Bank Of China Co., Ltd. Oct 2019 - Feb 2023• Dual Responsibilities in Relationship Management and Credit Analysis• Modelling: Credit Risk modelling - Expected Loss (EL) model with PD, LGD and EAD; Financial modelling: Adjusted Cash Flow (ACF), Net Present Value (NPV), DSCR ratio, Credit Ratio, etc.• Categories: Working Capital Loans, Cash Flow Finance, Secured and Unsecured Loans, Term Loans, Real Estate Loans• Designed tailored loan structures, including terms, pricing, covenants, and repayment methods, to meet the specific needs of businesses• Managed loan portfolio to monitor and mitigate risk -
In-House ConsultantYeap Co. Ltd. Oct 2015 - Aug 2019Market research, Consumer behaviour analysis, Product advisory
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Human Resources SpecialistShenzhen Yitian Group Co., Ltd Jul 2014 - May 2015Training demand research, Design director training project, Lead new-staff training program
Jiarong L. Education Details
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Organisational Psychiatry And Psychology -
Applied Psychology -
Psychology
Frequently Asked Questions about Jiarong L.
What is Jiarong L.'s role at the current company?
Jiarong L.'s current role is Credit Analysis | Behavioural Science | Finding Pattern.
What schools did Jiarong L. attend?
Jiarong L. attended King's College London, Chongqing University, University Of California, Davis.
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