🔹 Overview: I am an experienced credit management professional with over eight years of comprehensive experience, specializing in high-value loan analysis, risk mitigation, and team leadership. With a solid foundation in finance, supported by a Bachelor's of Commerce and certifications as a Chartered Accountant (CA) and Company Secretary (CS), I bring a blend of analytical prowess and regulatory knowledge to every role I undertake. Driven and adaptable professional in search of rewarding roles within leading financial entities, including banks and respected organizations. Keen to make a meaningful impact and advance within ACCA practices in the UK, outsourcing entities with a presence in India, and other notable companies where my abilities can be fully utilized. Interested in a range of positions that match my skill set and ambitions for career development.🔹 Professional Journey: My career journey has been marked by significant roles at leading financial institutions like Kotak Mahindra Bank and DHFL, India. Starting as a Branch Credit Manager, I quickly ascended to more challenging positions, culminating in my current role as a Lead Credit Handler / Asset Credit Manager at Kotak Mahindra Bank. Here, I manage a team of credit managers and oversee high-ticket financing cases, ensuring a seamless blend of growth, quality, and profitability within the credit portfolio.🔹 Skills and Expertise: I excel in conducting in-depth financial analysis and risk assessments to evaluate the creditworthiness of potential borrowers. My expertise extends to ensuring strict compliance with regulatory guidelines, managing high-value loans, and leading strategic initiatives to minimize financial losses. My technical proficiency includes Loan Origination Systems, Salesforce, and advanced MS Excel, enhancing my analytical and decision-making capabilities.🔹 Achievements and Recognition: My dedication to excellence has been acknowledged through awards such as the 'Top Gun Award' at Kotak Mahindra Bank four times, three of which were consecutive and one awarded later and recognition as the best credit manager twice at DHFL. 🔹 Commitment to Growth: I am passionate about leveraging my skills and experience to contribute to the success of my employer. My goal is to continue developing innovative credit management strategies that align with organizational objectives, ensuring sustainable growth and risk mitigation.🔹 Let's Connect: I am keen on connecting with industry professionals to share insights.