Jillian Froment is Executive Vice President and General Counsel at the American Council of Life Insurers (ACLI) where she is responsible for merging and optimizing general counsel and policy development into ACLI strategy that supports the life insurance industry and the consumers and communities it serves. Jillian also serves as an independent director for the Harford Mutual Insurance Group.As a former Insurance Commissioner, she understands regulators’ perspectives and provides industry leaders with thoughtful insights and trusted counsel on emerging issues in insurance and industry innovation. Appointed by two Ohio Governors to lead the Ohio Department of Insurance, an agency that oversees the 6th largest insurance market in the U.S., Jillian fostered a competitive and stable market for 260 domestic and 1600 total Property and Casualty, Life and Health insurers and 270,000 agents and agencies. Jillian grew Ohio’s position as a leading and modern insurance environment by establishing an Emerging Products Initiative – one of the first in the nation. The initiative was designed to ensure the department’s regulatory framework was flexible enough to allow insurers to innovate and provide the best service possible to their customers, all while providing the highest-level consumer protections for Ohioans.Through active engagement and leadership in national organizations, Jillian has shaped national and international regulatory models and standards on issues such as cyber security, big data, accelerated underwriting, artificial intelligence, rebating, pandemic impacts, and best interest standard of conduct for agents and insurers. As Director, Jillian served as a member of the NAIC Executive Committee, the Chair of the Life Insurance and Annuities Committee and as a member of the Property and Casualty Insurance Committee and the Innovation and Technology Task Force. Additionally, she was a member of the Federal Advisory Council on Insurance and a steering committee member for the EU-US Insurance Dialogue Project. She also served two years as the Chair of the Interstate Insurance Product Regulation Commission. Jillian is a certified NAMIC Mutual Director. She earned a Juris Doctorate from Capital University and a Bachelor’s of Science in Engineering from The Ohio State University.