 Executed best execution sales of loans to secondary market Reworked problem loans to fit secondary market guidelines Monitored compliance with secondary market policies, guidelines and procedures, interpreted investor guidelines and applied them to the development of products, underwriting and loan policies to ensure the sale of loans in the secondary market Cultivated relationships with Investors and Warehouse Banks Researched and developed new investor relationships, programs and tools Maintain Company Warehouse Lines ensuring loans are sold quickly and efficiently Maintain Warehouse funding, reporting and renewal negotiations Work with hedging company to ensure proper coverage of pipeline Interact with QC dept. to review monthly quality control issues and implement necessary changes and training Revised and implemented departmental policies and procedures Streamlined procedures to decrease the amount of time loans sit on the warehouse lines Developed reporting to help identify true per loan profitability; identify areas of concern Revamped outstanding trailing document procedures to ensure timely completion

 Completed rate lock requests accurately and ensured compliance with all investor and organizational policies, procedures and guidelines Provided thorough, timely and accurate reports to department leadership, accounting and other departments as necessary Purchase reconciliation and follow up on loans sold into the Secondary Market Assist in maintaining internal pricing models and perform morning pricing uploads and mid-day pricing changes Maintain allocation of closed loans to trades using Best Execution File Quarterly and Annual Mortgage Call Reports with the NMLS Assist accounting with warehouse and other financial reporting  Develop and maintain reports for loan pipeline data and hedging purposes Review monthly expense reports for accuracy, process payments accordingly Cultivate excellent working relationships with investors and warehouse banks Ensure the pipeline is turned over quickly and efficiently