• PMO Lead for PCI-DSS annual audit for a regional petroleum franchise client managing all project activities, including:• Facilitating the coordination and oversight of all work streams identified and required for the client internal teams and associated vendor partners. • Analysis of current PCI environment and preparation of January 2024 PCI Self-Assessment Questionnaire.• PCI 4.0 and Level 1 Merchant (Report on Compliance – RoC) readiness plan development.• Providing payment subject matter expertise in support of requirements definition, Request for Proposal (“RFP”) document creation and analysis, and executive presentation creation.• Ensure alignment between client Senior Leadership, Treasury, Product Management, IT and Vendor Partners in support of the client’s goals.• Support weekly status and other ad-hoc meetings needed to ensure progress, resolve issues/blockers and other needs are known, communicated, and acted on.• Maintain program budget and forecast, while providing and presenting formal updates to W. Capra leadership and client’s executive leadership.• Senior payments subject matter expert (SME) and PMO Lead providing consulting services to identify a third-party cloud-based payments gateway for a major USA national petroleum client:• Identified and formally presented W. Capra’s recommended primary and secondary backup choices of qualified third-party cloud-based payments gateway providers that best matched the comprehensive requirements of the petroleum client.• Lean on my 30+ years of payments industry experience from all major components of payment life cycle (Issuing, Acquiring, Switching/Gateways) to provide best-in-class consulting services for W Capra clients. • Use my practical experience working with all industry verticals needing payment services, while using my c-suite communication skills to ensure all participants are on the same page and executing towards the common goal of project success.

• Senior Managing Consultant of Payments focusing on Card Issuing, Merchant Acquiring, and Payment Gateway services for a range of international clients crossing multiple vertical industries. Responsible for RFP/RFI bid management, go-to-market research and strategy, product design & development, delivery & operations management, regulatory compliance, and solution modernization.• Product Development Senior Managing Director for a suite of corporate sales tax accrual software and services proven to reduce companies’ operational costs up to 75% and reduce tax liability by more than 45%. Responsible for the market research, product design, development, delivery, and operations management for the business line.• Business Development Senior Managing Director in charge of generating the sales pipeline, go-to-market strategy, and closing sales deals, increasing new logo sales and repeat subscription services by more than 60% annually.

• Product leader for Blackhawk Network's global suite of branded payment solutions including Digital Wallets, Gift Cards, Prepaid Telecom Products, Prepaid Financial Products, Gift Card Services, Card Exchange, Corporate Incentives, Technology & Innovations, Digital Commerce, Card Production and Fulfillment, Customer Care, Category Management, Research, and Marketing & Promotions.

• Owned DXC’s cards and payments business line generating $282M in annual revenue with $7M in annual R&D budget while reducing operational delivery and fraud expenses by up to 25% annually.• Provided business development, sales support, and C-suite client engagements for DXC’s sales teams winning more than $50M in new sales pipeline deals annually.• Created and executed global go-to-market strategy for DXC’s payment offerings delivered from 5 delivery centers around the world serving more than 55 banking clients, 3+ million merchants, 18+ million account holders.

• Designed, implemented, and directed Visa B2B eCommerce and Visa Fleet Card product lines for public and private sectors including non-profits and universities, increasing revenue by more than 38% annually and generated new spend volume of more than $500 million annually.• Directed architectural development support and integration with primary key processors, Visa member banks, and major buyer and supplier organizations increasing annual revenues by more than 30%.• Negotiated contracts and RFP/RFI bids, directed due diligence and market analysis studies, increased merchant acceptance by more than 45%, designed sales and marketing go-to-market strategy, and directed acquirer, issuer, and third-party processor implementations of Visa Fleet and Visa B2B eCommerce services.• Directed Visa business development and sales efforts for the U.S. Government Services Administration’s (GSA) SmartPay program, generating more than $30 billion revenue annually.• Integrated Visa B2B eCommerce for U.S. Department of Veterans Affairs, generating new spend volume of more than $4 billion annually.

• Responsible for strategic business partnership between EDS, Household Credit Services (HCS) and General Motors corporations in launching one of the largest credit card portfolios in history representing $30 million annually in EDS revenue. • Responsible for business development, sales and marketing, and new information technology product development for the HCS account. Responsible for performing client needs analysis and onsite business and product development for HCS. Served as the chief liaison for the HCS client users and EDS software engineering teams. Managed an EDS team comprised of more than 30 Business Analysts, Software and Systems Engineers, and Customer Service Representatives spread across the United States to support the HCS account. • Served as both Senior Business Owner and Senior Project Manager to convert more than 10 million GM Card MasterCard accounts to a state-of-the-art credit card accounts receivable and loyalty points system with zero defects and no impact to credit cardholders. Responsible for directing 70+ EDS resources while managing the expectations of 2 major clients. Managed project budget of over $10 million as well as ensuring no adverse impact to annual revenue of $30 million from these EDS major clients.

• Software Systems Engineer providing business analysis and software development for First City National Bank based in Houston, Texas. Responsible for software development, system testing, implementation, and production technical support for the Customer Information, Profitability, Data Collections, Demand Deposit Accounting, Certificates of Deposit, Installment Loans, Commercial Loans and On-line Delivery systems.