Jim Lang Email & Phone Number

Chicago, Il, Us

Greater Chicago Area

I lead a team of nine experienced credit risk professionals covering transactional and non-transactional U.S. commercial credit risk. This includes the assessment of the design and effective operation of credit granting activities, credit risk governance, Basel III credit risk compliance, the Collective Allowance process, U.S. risk reporting, and various U.S. credit risk committees. Leadership accountabilities include the development and execution of the annual audit plan covering U.S. commercial credit risk and maintaining collaborative relationships with U.S. Commercial Bank and U.S. Credit Risk Management leadership and U.S. Regulators to maintain alignment of appropriate audit coverage with organizational changes and top and emerging risks.

Greater Chicago Area

I lead the execution of internal credit risk audit engagements of various lending segments in the U.S. Commercial Bank and non-transactional functions under the U.S. Chief Risk Officer. Non-transactional functions covered included Basel III credit risk compliance, the Collective Allowance process, U.S. risk reporting, and various U.S. credit risk committees. Transaction based areas of focus included the assessment of underwriting and risk rating processes, portfolio risk oversight and reporting, and Unit governance processes.

Acquired from Merrill Lynch Capital. I managed a portfolio of middle market asset based loans in the Global Sponsor Finance sector. This included underwriting incremental credit requests, management of problem credit, and portfolio reporting. Average transaction hold size of $20 million.

Acquired by GE Capital.I managed financial and monitoring compliance, policy and procedure compliance, and all risk reporting for a $9 billion Corporate Finance portfolio in the Global Sponsor Finance sector. The portfolio of over 400 companies spanned all industries with specialty teams in Media, Energy, and Franchise Finance. Credit authorization responsibilities included approving all pre-closing memos and reviewing/opining on credit requests as part of the daily Transaction Review Committee.

Acquired by GE Capital.I managed a portfolio of middle market direct asset based loans with a targeted hold size of $10 to $25 million. I underwrote incremental credit requests and managed problem accounts within my portfolio.

I managed a portfolio of middle market direct asset based loans with a targeted hold size of $10 to $20 million. I underwrote incremental credit requests and managed problem accounts within my portfolio.

I managed a portfolio of middle market asset based loans as well as a staff of nine collateral analysts for the Asset Based Lending and Information Technology groups within TDF. I underwrote incremental credit requests and managed problem credit within my portfolio.

I managed all aspects of this high-risk small business domestic accounts receivable factoring business unit piloted by Transamerica. The portfolio covered general industries with primary exposure to companies less than five years old and under $10 million in annual sales. I coordinated the successful liquidation of the portfolio during 1999 when the pilot program was terminated.

Acquired by Evern Capital.I researched and issued investment ratings on select U.S. banks and thrifts. Published reports included an in-depth historical financial analysis, detailed financial projections, and an in-depth qualitative analysis of management, the local markets, product lines, etc.

Underwrote and managed a portfolio within First Chicago NBD’s $2 billion correspondent banking business.

Responsibilities included managing a staff of eight credit analysts, hiring and training of junior analysts in all aspects of commercial loan underwriting and managing the credit renewal process.

Underwrote commercial loans for a diverse customer base consisting of all types of middle market businesses with annual sales up to $25 million.

Developed full banking relationships with the consumer mass market.

Mba, Finance

Bs, Finance

Activities and Societies: Society for the Advancement of Management (SAM) Beta Gamma Sigma