Jim Ritchie

Jim Ritchie Email and Phone Number

Credit Executive @ Synovus
Atlanta, GA, US
Jim Ritchie's Location
Atlanta, Georgia, United States, United States
Jim Ritchie's Contact Details

Jim Ritchie personal email

About Jim Ritchie

Banking Executive with over 25 years of experience in the financial services industry with a proven track record in leading both Business Development and Credit Risk Management teams. Executive level experience in driving strategy, change management, efficiency, talent development and core values.Roles have ranged across a variety of commercial lending business segments involving skills in Debt Capital Markets, Credit Risk Management, Underwriting and Portfolio Management. Education includes an MBA with a concentration in Finance and a Bachelors degree in Business Administration with a major in Finance.

Jim Ritchie's Current Company Details
Synovus

Synovus

View
Credit Executive
Atlanta, GA, US
Website:
synovus.com
Employees:
5073
Jim Ritchie Work Experience Details
  • Synovus
    Credit Executive
    Synovus
    Atlanta, Ga, Us
  • Synovus
    Managing Director, Corporate And Investment Bank - Credit Risk Management
    Synovus 2022 - Present
    Columbus, Georgia, Us
  • S&T Bank
    Senior Credit Manager
    S&T Bank 2020 - 2020
    Indiana, Pa, Us
    Brought in to strengthen the Credit Risk function and drive better Credit processes. Active member of Executive Council and Senior Loan Committee. Assisted in overseeing all Underwriting and Credit Risk decisioning for Business Banking and Commercial Banking. Put in charge of redesigning all approval processes for Treasury Management products with credit exposure. Worked with consultants to look at the end-to-end Credit and Treasury Management processes to identify gaps across policies, procedures, processes, and controls.
  • Pnc
    Executive Vice President, Head Of Credit Products
    Pnc 2014 - 2019
    Pittsburgh, Pennsylvania, Us
    Executive level management responsibilities for all underwriting and portfolio management activities for PNC’s corporate and commercial banking segments which included managing over 500 employees. Member of various executive level committees responsible for the approval of credit and business strategies, risk framework and changes to policies and procedures. Led and supported projects to drive efficiency throughout Credit Products including credit automation projects. Played major role on most technology platform design/upgrades covering end-to-end loan approval, booking and monitoring systems, helping drive efficiency and better data across business platforms. Fully evolved the underwriting/portfolio management model by increasing credit risk accountability and aligning functions to be consistent with Heightened Standards for large financial institutions.
  • Pnc
    Executive Vice President, Head Of Equity Sponsor Group
    Pnc 2009 - 2014
    Pittsburgh, Pennsylvania, Us
    Managed a team of leverage finance professionals focused on providing senior debt financing solutions for middle market, private equity owned businesses. Financing transactions were generally cash flow in nature and used for LBOs, acquisitions, and recaps. Booked over $2.0B of leveraged loans over a five-year period and increased revenues by over 50%, seeing growth across all revenue areas. Increased PNC’s middle market sponsor book runner status, reaching as high as fourth. Drove down criticized assets from over 50% of the portfolio during the financial crisis to under 5%.
  • National City Bank
    Senior Vice President, Equity Sponsor Group, Manager Of Underwriting And Portfolio
    National City Bank 2007 - 2008
    Us
    Merged two portfolio groups together (Structured Finance and Equity Sponsor) totaling over $3.0B in leveraged loans. Managed team to handle all of the underwriting and portfolio management activities on new sponsor business while winding down the buy-side leverage finance portfolio.
  • National City Bank
    Senior Vice President, Structured Finance Team Leader/Group, Manager,
    National City Bank 2004 - 2007
    Us
    Managed group of leverage finance professionals, focusing on deploying capital in both sponsor and non-sponsor leveraged transactions, typically out of the Bank's footprint. Had full P&L responsibility for $2.0B+ portfolio and met or exceeded plan each year. Developed relationships with Wall Street banks to ensure team received appropriate deals opportunities. Led a team to recruit at University of Pittsburgh for corporate leadership development program.
  • National City Bank
    Vice President, Asset Based Lending, Business Development
    National City Bank 2002 - 2004
    Us
    Originated Asset Based opportunities that fit within National City's risk appetite, closing on 18 transactions over a two-year period resulting in substantial loan and fee growth. Partnered closely with RMs throughout Bank’s footprint to develop an internal referral source for deals. Assisted in working out the largest criticized exposure in the Bank without taking any impairment.
  • National City Bank
    Vice President, Large Corporate Group, Relationship Manager
    National City Bank 2000 - 2002
    Us
    Developed and maintained relationships with a diverse group of companies in northeast Ohio, ranging in revenue size from $300.0mm to $3.0B. Pitched financing ideas/solutions along with other value-added products and services to meet clients and prospects needs. Increased profitability on 75% of portfolio in two years by selling deeper into relationships with various products and services.
  • National City Bank
    Associate, Leadership Development Program
    National City Bank 1999 - 2000
    Us

Jim Ritchie Skills

Commercial Banking Small Business Lending Banking Credit Retail Banking Portfolio Management Risk Management Credit Analysis Commercial Lending Loans

Jim Ritchie Education Details

  • University Of Pittsburgh Katz Graduate School Of Business
    University Of Pittsburgh Katz Graduate School Of Business
    Finance
  • Indiana University Of Pennsylvania
    Indiana University Of Pennsylvania
    Business Administration

Frequently Asked Questions about Jim Ritchie

What company does Jim Ritchie work for?

Jim Ritchie works for Synovus

What is Jim Ritchie's role at the current company?

Jim Ritchie's current role is Credit Executive.

What is Jim Ritchie's email address?

Jim Ritchie's email address is ji****@****pnc.com

What schools did Jim Ritchie attend?

Jim Ritchie attended University Of Pittsburgh Katz Graduate School Of Business, Indiana University Of Pennsylvania.

What skills is Jim Ritchie known for?

Jim Ritchie has skills like Commercial Banking, Small Business Lending, Banking, Credit, Retail Banking, Portfolio Management, Risk Management, Credit Analysis, Commercial Lending, Loans.

Who are Jim Ritchie's colleagues?

Jim Ritchie's colleagues are Val Love, Perry Bunch, Heather Lindsey, Penny Wallace, Mark Raines, Peter Crowley, Angela Mills.

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