Jim Wayne Email & Phone Number

Managed several project sites with a staff of 20-30 and to ensure that our team meets the expectation of the client.Underwrote first mortgages: Conforming, New Construction, Affordable housing programs and Jumbo loans.Teamed up with our Account Executives by attending sales calls, make presentations with various clients.As a traveling contractor, I was assigned to various job sites throughout the country and underwrote 35 lenders.Work closely and the various client with logistics, workflow, procedures and all IT and login requests.Attend monthly client meeting to address productively, updates, changes, pass on investors and feedback to staff.Implemented new methods to improve customer relations and increase volume by 25-30%.Created spreadsheets to track for weekly and monthly volume, loan status and turn-time reports.Analyzed credit reports, evaluating payment history, usage, scores, and cross referencing with other sources to verify SS# and borrowers’ identity.Review purchase contracts, addendums, concessions, property condition disclosure, and any required Inspections of the property.Conduct an examination of self-employment income analysis for self-employed borrowers, their businesses, Profit and loss statements and operating schedules and budgets and signed attestation letter.Examined title work, abstract title searches, all tax payments are current, commitments, chain of title and Endorsements.Trust agreements and prepared necessary documents for loans to close in a trust.Flood certifications, well & septic and structures reports, and Homeowners insurance policies reflect acceptable dwelling coverage.Performed appraisal reviews and conducted project approval for condominium and planned unit developments.

Bachelor'S Degree, Banking, Corporate, Finance, And Securities Law

Associate'S Degree

Bachelor'S Degree, Finance, General

Associate'S Degree, Business Administration And Management, General