Highly motivated individual with a wide range of experience in consumer Credit Risk, including loss mitigation, Risk Management Credit and process enhancement. Skilled at providing support in highly regulated areas including internal audits and compliance oversight. Demonstrated ability to meet deadlines while managing multiple projects with competing priorities. Possess excellent written and verbal communication skills. Committed to professionalism; committed to superior customer service standards resulting in high levels of partner satisfaction, trust, and loyalty.Experienced leader with a demonstrated ability to deliver solid, business-focused analytics and strategic risk management to mitigate all types of risk across the enterprise. Expertise with real estate and consumer lending portfolios including Home Mortgage, Home Equity, Auto Finance, Credit Card, and Unsecured Lending. Over twenty years’ management experience.E-mail: Jrchaps613@gmail.comSpecific experience in recent roles include development and implementation of automated surveillance solutions to monitor employee misconduct, operational risk, compliance issues and regulatory requirements. Also skilled in consumer lending account originations oversight, including support of credit decisioning models and real time alerts to combat a wide array of risks. Over ten years' experience with management reporting. Proven track record of "telling the story" utilizing large, complex datasets.