As a Nectar Broker I focus to give my clients the best experience with the finance of their home loans, investment home loans, personal loans, as well as business finance or commercial property finance. We can also assist with loans for a Self Managed Super Fund - SMSF. We have access to over 30 lenders across Australia to secure the best home loans and business loans and, depending on your situation, can get you a pre-approve home loan within 24 hours.As well as having an MBA, I hold a Certificate IV in Mortgages and Finance, so you can count on sound advice and experience in getting you the best home loan for your situation. We can also supply calculators on how much you can borrow and the costs involved in purchasing a property. I will help you complete all the required documentation, follow up on the progress and keep you updated on the progress, so you can keep doing the things that you enjoy doing. Since I started my career, I was always involved in lending and specialized in home loans, investment home loans, personal; loans as well as car loans. On the business side, I have extensive experience with business loans, refinancing business and investment portfoliosI am closely connected to the Toowoomba, Darling Downs community and am committed to providing great service and support every step of the way, not just during the application process, but throughout the life of the mortgage to ensure you stay up to date with changes in the industry. Having your financial information available after the first loan, we will make it easy to obtain further finance for a car loan, personal loan, investment home loan, business loan, Self Managed Super Fund finance or any other finance you might require. The services I can offer through Nectar include: Home Loans Investment Home Loan Refinancing Car or Caravan loans Personal loans Business Loans Commercial Finance Self Managed Super Fund Loans Commercial Property Finance Property Development Finance

During my time as Regional Manager I was responsible for the compliance and growth of the bank branches within the South West Queensland region. The products included home loans, commercial loans, personal loans, car and caravan loans (all equipment finance), property development finance, self managed super fund loans - SMSF loans, as well as getting fixed deposits and transaction accounts.Although my main function was strategic, I was also involved in solving tactical and system and structuring issues as they arise through out home loans, car loans, personal loans, commercial loans, property development loans and SMSF loans. This sometimes involved refinances and restructuring of lending portfolios for customers and businesses. Property development finance is much more complicated that a normal home loan, so a lot of consultation is necessary between the lender/bank and the developer to get the desired outcome. The same applies to commercial lending, restructuring of loans and refinancing. Customers can get a better deal or more suitable home loan that fit in to their changing circumstances by exploring refinancing.One of my responsibilities of Regional Manager was to achieve targets throughout the region for our main product types like home loans, personal loans, car and caravan loans and on the commercial side for commercial loans which included property finance, SMSF loans and property development loans. We were fortunate to exceed the targets regularly by concentrating our efforts by solving clients problems. Innovation and changing systems was sometimes necessary to achieve our targets in home loans car loans, commercial loans and personal loans. Working closely with the client's accountant when financing commercial property loans, SMSF loans and restructuring of loans was a key to our success in achieving goals.Throughout the region our main product offering was:Home LoansCar or Caravan loansPersonal loansBusiness LoansCommercial LoansSMSF Loans

My main responsibility was to spearhead the development and execution of regional sales and service strategies for the following products: home loans, business loans and car, truck and caravan loans.Part of my responsibilities was to worked collaboratively with a group of self-employed Suncorp Insurance Brokers; ie. setting up and executing administrative and operational processes and systems; and directing, supporting and mentoring the Brokers through the process – resulting in significantly improving morale and productivity, thus boosting their income stream. This experience helped me tremendously in my current broker business with the General Insurance that I can organise for my customersFortunately due to hard work and a team effort I received the Regional Manager of the Year Award - 2002. This could only be achieved through the constant developing of marketing and strategic systems for the products I was responsible for in the areas of general insurance, home loans, personal loans, car and truck loans, commercial loans for small business, development finance, restructuring of loans to fit the client's situation and SMSF loans.

My main responsibilities was to achieve budgets and improve systems for the following product groups: Home Loans Investment Home Loan Refinancing Car or Caravan loans Personal loans Business Loans Commercial Finance Self Managed Super Fund Loans Commercial Property Finance Property Development Finance

Main function was to promote, and sell the bank's products and achieve targets for the following: Home Loans Investment Home Loan Refinancing Car or Caravan loans Personal loans Business Loans Commercial Finance Self Managed Super Fund Loans Commercial Property Finance Property Development Finance