Fintech/financial services executive with 20+ of leadership experience across banking, payments, equities, card issuance, consumer lending, and crypto. Operates at the nexus of business, strategy, growth, product, technology, risk, and operations. Spent the last decade of his career scaling hyper-growth businesses including Cash App, Square, and Etsy. Equally adept at conceiving from scratch and transforming larger enterprises. Most recently COO at MoonPay, the world’s leading Web3 infrastructure company. Prior, served on Cash App executive team, leading the Financial Platform and Operations organizations supporting all business units (P2P, Instant Deposit, Balances, Debit Card, Bitcoin, Stocks, Lending, "Pay with Cash App" and Cash for Business), and was also the licensed President and CEO of Cash App Investing, LLC, a regulated broker-dealer. Previously led Etsy Payments, the #2 revenue generator at Etsy, as well as Risk and Treasury, nearly doubling the business unit’s revenue in the first two years. Prior, led Partnerships and Operations at Square (also a Block company) after eight years building and leading the payments business for SUBWAY globally.Advisor to Found, a banking-as-a-service platform for small businesses, and Visible, an innovative rental payments company (Rent.app). Former board member at Merchant Advisory Group.
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Member Board Of DirectorsGeminiMiami, Fl, Us -
Strategic AdvisorSelf-Employed Feb 2023 - PresentAdvising a portfolio of early and mid-stage companies on strategies including: Built Technologies, Emigrant Venture Partners and Accrue Savings. Past companies include Rent.app and Found.
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Chief Operating OfficerMoonpay Jul 2022 - Feb 2023Miami, Florida, United StatesResponsible for core functions at largest on/off ramp crypto and smart contract infrastructure provider including Sales Operations, Payments, Risk, Compliance, Support, Legal, People, IT, and UHNW Concierge. -
President & Ceo, Cash App InvestingCash App Aug 2017 - Jul 2022San Francisco, California, United StatesPresident & CEO, Cash App Investing (Mar 2019 - July 2022)Operations Lead, Cash App (Aug 2017 - July 2022)President & CEO of introducing broker-dealer business unit, including executive sponsor for acquisition via CorpDev through diligence, regulatory (FINRA) approval, M&A close, legacy business transition, new business integration, launch, and scaling from 0 to 10M brokerage accounts, 100M orders, $12B in principal amount traded and $1B in of AUM over three years, making the business a Top 5 brokerage by accounts in the US. Also responsible for building and scaling operations for all of Cash App, the #1 leading mobile payments app, with ~70 million annual transacting users and $2.9B in gross profits. Drove $100B in annual GPV, $10B in revenue, $2.9B of gross profit, 27% gross profit margin with 80%, 3-year CAGR. Built Cash Card, Bitcoin, Stocks and Lending Operations functions including issuance, banking, trading, custody/cold storage, liquidity, and partnerships. Additionally, led a 150+ member Financial Platform organization Responsible for all platform development, and roadmap across all business units (P2P+Stored Balance, Visa Cash Card, Bitcoin, Stocks, Lending, Cash for Business, “Pay with Cash App”).Drove 9 figures in annualized, compounding cost optimizations through external commercial negotiations, platform optimizations while de-risking providers and addressing internal redundancies. -
Vice President Of Payments, Risk And Treasury OperationsEtsy May 2015 - Aug 2017Brooklyn, New YorkResponsible for Etsy Payments P&L (#2 revenue line), and Risk and Treasury operations for a growing global marketplace with FY’17 revenue of $258M with $3.3B in GMS, and a three year, 48% CAGR supporting 30M Buyers and 2M Sellers.Led product expansions in APAC and the EU, resulting in 44% increase in YoY Revenue rate. Nearly doubled Etsy Payments’ revenue ($136M to $258M) over two years. Expanded from 22 to 36 countries and 10 to 12 currencies over same period.Drove a 480 bps expansion in Gross Margin (38.4% -> 43.2%) through re-negotiation of strategic payments partnership contracts.Led the international Risk and Treasury organization. Refactored Risk team into an ROI-focused and metrics-driven operation by installing and developing team leaders, reorganizing into sub-teams, developing KPIs, and installing operational dashboards. Built Treasury capability from scratch and served as Treasurer until hired a backfill. -
Payments Partnerships And OperationsSquare Apr 2014 - May 2015San Francisco, CaResponsible for overall Payments Partner and Technical Program Management functions supporting $50 Billion in turnover and 600M transactions annually at a top- tier payment facilitator and registered money transmitter.Led teams across partnership management and technical program management to acquire new partnerships (Chase Paymentech, Wells Fargo, SMCC, Debit Networks) and execute payments integrations. -
Director Of PaymentsSubway Restaurants / Ipc Oct 2005 - Apr 2014Miami/Fort Lauderdale AreaLed development, deployment, and ongoing management of electronic payments system with $5B in turnover and 530M transactions annually.Directed 20-person payments operations department through key business development stages including Inception, Roll Out, Expansion, and Maturity, driving annual gift card sales to $200M within five years. -
Board MemberMerchant Advisory Group Feb 2010 - Nov 2012Responsible for strategic planning and leadership of a cross-industry association of large merchants seeking to drive positive change in payments acceptance through partnership. -
Sr. Network EngineerAllergan (Formerly Andrx Corporation) Jun 2003 - Sep 2005Miami/Fort Lauderdale AreaLed the design and support of the global infrastructure and team for a mid-sized, NASDAQ-traded pharmaceutical sales and distribution company. -
Senior Network EngineerNortel Networks Jul 1996 - May 2003Miami/Fort Lauderdale Area
Jim Esposito Education Details
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Political Economy -
Business
Frequently Asked Questions about Jim Esposito
What company does Jim Esposito work for?
Jim Esposito works for Gemini
What is Jim Esposito's role at the current company?
Jim Esposito's current role is Member Board of Directors.
What schools did Jim Esposito attend?
Jim Esposito attended Tulane University, Nova Southeastern University.
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