James Yarbrough Email & Phone Number

Provide sales and credit guidance to the bank's production team.

Houston, TX

Provide credit guidance while co-leading a team between 6 to 9 Business Bankers throughout the Houston, Beaumont and Rio Grande markets. While retaining some sales responsibilities for the team, my primary focus is on joint calling with bankers and assisting them in pre-underwriting credit requests as well as teaching them how to size up potential.

Houston, Texas Area

Manage the business development, service and client retention process of a team o f between 6 to 9 Business Bankers (at one time there were 15) in Central and Southeast Houston, Support and assist bankers on client and prospect calls, credit structure and the overall sales and administrative processes. Duties include tracking and managing loan and deposit.

Houston, Texas Area

Assisted Business Bankers with per-underwriting and approvals for all investment purpose real estate loans ranging from $1 MM to $5 MM and in some cases higher amounts. Developed relationships and provided support to Bankers and Credit personnel as well as actively called on outside investors, land developers and builders as prospects. Additionally.

Lake Charles, Louisiana Area

Responsibilities were to develop and manage a commercial loan portfolio in excess of $33 MM and accompanying deposit accounts through a system of customer calls and relationship building. Activities included assessing the needs and lending to businesses, having credit needs in a range of $50,000 to $5 MM. These customers were served with products including.

Lafayette, Louisiana Area

Duties included servicing customers whose business sales range between $1 MM to @10 MM. Customers were called on regularly to strengthen relationships and potential customers were contacted in an effort to develop new business. Customer base benefited from my experience in providing a variety of loan and deposit products including SBA 504, SBA 7A, account.

Lafayette, Louisiana Area

Performed managerial duties as Credit Manager supervising three credit analysis and two credit department clerks from February 1993 to November 1993. Prior to that, beginning in February 1992, I was a Credit Analyst responsible for performing complex analyses, monitoring past due financial statements and gathering research information when requested and.

Lafayette, Louisiana Area

Managed two different retail branches and maintained a consumer loan portfolio. Responsible for day to day operations including supervising eight employees.

Lafayette, Louisiana Area

Participated in the audit of all major areas of the bank as a staff auditor. The audit department also functioned as a loan review for the bank during this period. Approximately four months of time was spent performing loan review duties.

Master Of Business Administration (M.B.A.)

Bachelor'S Degree, Finance, General