James Goulet Email & Phone Number

Inland Empire And Mountain Communities

Aliso Viejo

• BlueYield is a 4 year old start up that offers auto loans directly to consumer that are funded by various banks and credit unions. Revenue grew from $485 thousand to $4.3 million in 3 years. Reported to the CEO.
• Established accounting systems and chart of accounts to allow detailed tracking and reporting of revenue and cost components consistent with GAAP
• Created models for financial forecasting and budgeting that allowed for real time evaluation of changes to micro components
• Implemented internal controls and operating procedures
• Developed product and personnel operating metrics and monitoring reports enabling what if analysis and results tracking
• Established payroll systems, multi faceted commission structure

San Diego

• Third largest credit union in San Diego market at $1.7 billion. Chartered with managing and creating income from nontraditional credit union products and participating in strategic planning and special projects.
• Increased ancillary income 15% a year
• Directed team to launch Business accounts resulting in additional revenue and $2 million in additional assets over 2 years
• Developed supplemental revenue streams
• Restructured Investment Advisor program increasing revenue share and improving income, customer service
• Established credit counseling program from scratch to assist members with budgeting and credit management.

San Diego

• Relatively small but full service credit union initially serving employees of select employer groups. Responsible for strategic direction and operation of the member owned business entity. Reported directly to the.
• Increased assets an average of 16% per year ($16 to $140 million)
• Utilized systems improvement and automation to improve efficiency allowing staff reduction resulting in the lowering of expense ratio 40% to number 2 in market
• Consistently improved profitability through revised or new product offerings and marketing initiatives
• Converted from Federal to State charter for expansion of market base
• Increased branch network from 1 to 4 branches

San Diego

• Primary producer of intermediate Gas Turbine Engines worldwide. Responsible for international accounting systems, personnel and interface with Legal, Sales and Service organizations
• Implemented accounting system for international branch offices consistent with GAAP and management information requirements
• In conjunction with Legal set up intercompany reporting guidelines and structure for the various entities needed for various countries
• Developed profitability models for international business opportunities
• Establish reporting metrics for various international offices
• Performed onsite audits of activity, systems and controls

Accounting And Finance

Master Of Business Administration (Mba), Business Administration And Management, General