Our coaching program The Guaranteed Graduation™ provides three broad modules broken down into micro-activities. The modules are;★ Students Choose Right College™★ Parents Achieve Financial Clarity™★ Families Experience College Success™Our Financial Aid Appeal experiences reveal various family costly mistakes because of a lack of knowledge. The knowledge gap can be corrected with "timely planning". We also can help with late-stage planning when it is too late for timely-planning. We focus on what really matters in minimizing the total cost of going to college. We understand how college selection, admission, and financial aid interact toward the total college experience.Going to college is an information vortex, it is easy to get swirled into helplessness contributing to unnecessary stress. There is also information misdirection. For example a big one is the "Stratagem Deposit Day, May 1st."We are your guide to streamline the process, Clarity through Simplicity™ eliminates unnecessary mistakes and minimizes family stress.

NIOFE is a non-profit 501 (c) corporation that provides financial education to the public with an emphasis on examining liability choices in the areas of housing, credit cards, and other financial choices such as college.Cash flow analysis results in an increased awareness of lifestyle choices.

NICCP certified advisors are skilled in reducing the financial impact of college for families of all income levels, even if they don't qualify for financial aid!We look at cash flow, tax capacity, and "college smart" saving/investment strategies. The CCPS designation is the nation's first and only professional certification program with an intense focus on college, starting with college selection and identifying the best ways to pay for college with minimum debt, if any.

Cash Flow responsibility for three state region managing operations and sales. Reduced accounts receivables by over $600,000 within 12 months resulting in geometric gains in cash flow and profitability.Provided Financial Education to regional office General Managers on operations and sales.