· Process FHA, VA, Conventional and other loan programs such as USDA, Home Equity Lines of Credit, and 2nd Mortgages· Accurately calculate income for all types of borrowers.· Request, review and verify all loan documents such as income, credit, appraisal and title insurance, to ensure complete and accurate information is in the file before it is sent to underwriting.· Obtain verification of deposit, verification of employment, and credit reports.· Prioritize and monitor daily workflow in order to ensure all loans are being worked on in accordance with company's timeline expectations.· Maintain constant communication with borrowers and loan agents on status updates and/or changes to the loan.· Ensure any necessary and critical changes which require re-disclosures have been accurately notated and checked in the loan origination system for compliance purposes.· Coordinate loan closing with borrowers, title companies, and loan agents.

• Review outstanding Underwriting conditions and clear any applicable PTF conditions• Generate closing instructions and preliminary HUD-1/Closing Disclosure documents for the Settlement Agent• Manage the HUD-1/Closing Disclosure approval process when returned by the Settlement Agent and deliver the final complete closing package• Authorize funds disbursement based on funding date and state specific funding guidelines• Review of the signed closing documents to ensure all required documents have been properly executed and outstanding conditions have been signed off

Review loans in the pre-foreclosure process to determine if all options related to loss mitigation were offered to the borrower, prior to referring the loan to foreclosure.• Work closely with all default departments to expedite the loss mitigation process• Examine loss mitigation loan documentation for accuracy, completeness, and compliance with investor/insurer guidelines.• Identify and report areas of financial risk and exposure.• Review loss mitigation process for all FHA and conventional loans to ensure compliance with federal/state regulations.Loan Review Specialist I August 2012 to March 2013Responsible for auditing all aspects of the Making Home Affordable modification and short sale programs.• Review the accuracy of documents received from borrowers who have applied for HAMP, HAFA, or HAUP• Act as oversight for the Loan Resolution modification and short sale underwriting process• Understand and follow applicable law/regulations with regard to Mortgage Servicing• Update loan servicing system with accurate documentation of facts and findings.• Coordinate across functions for timely resolution of errors.