Jim Schwind Email & Phone Number

Saginaw, Michigan, United States

Michigan, United States

Responsibilities include the development and expansion of a profitable commercial loan portfolio, increasing deposits and generating non-interest income. Work with clients and prospects up to total credit relationships of $30 million to identify and understand their business needs. Approve and extend loan credit terms for commercial clients in accordance.

Generated new business banking loan and deposit opportunities through networking, prospecting, and referrals up to total credit relationships of $2.5 million. Mentored 21 Banking Center Managers in sourcing new business banking prospects and acted as a resource for their portfolio management activities. Worked closely with credit department colleagues to.

Responsibilities included the development and expansion of a profitable commercial loan portfolio, increasing deposits and generating non-interest income. Worked with clients and prospects up to total credit relationships of $10 million to identify and understand their business needs. Approved and extended loan credit terms for commercial clients in.

Saginaw, Michigan Area

Enhanced the client experience by leveraging technical expertise to provide individualized high-quality client service on assigned accounts while maintaining a high level focus on expanding services and increasing profitability. Proactively delivered personalized deposit and lending services that simplified high-net-worth clients daily banking needs..

Saginaw, Michigan Area

Developed and executed aggressive, well-reasoned action plans, resulting in the highest possible collection in the shortest possible time-frame. Conducted collection calls to negotiate loan restructuring and payoffs. Controlled, monitored, and recovered loan expenses. Ensured management’s awareness of developments in legal issues pertaining to problem loan.

Saginaw, Michigan Area

Performed in-depth audit and analysis of the commercial loan and consumer loan portfolios. Validated accuracy of assets assigned risk ratings and confirmed relationship managers complied with policies and procedures. Summarized review findings, prepared executive summary reports, and reported review findings to Senior Management.

Saginaw, Michigan Area

Compiled and examined information relative to the financial condition and operational potential of current and potential commercial loan customers. Prepared in-depth corporate cash flow summaries and earnings projections along with a collateral analysis for each commercial loan request. Attended and provided input at various loan committee meetings that.

Master Of Business Administration (Mba)

Bachelor Of Science (B.S.)