NMLS 6395 My online application and web pages: https://www.ruoff.com/jimsimms https://apply.ruoff.com/jimsimms LinkedIn is my networking program, don't hesitate to connect if you live in Kentucky! My career as a Mortgage Loan Officer began in 1991 at Norwest Mortgage. There was no training program. They sat me at an empty desk piled with thousands of pages of mortgage mumbo jumbo. " Read it all and don't take a loan application until you can do it without messing it up!" That was my training. Since then I have lost count of the hours/days/months of continuing ed. The first thing on my calendar is watch a video or read about mortgages. I loved helping people finance their homes, it was awesome and they paid me to do it!