Credit Union was awarded Michigan Mid Sized Credit Union of the Year for 2016 by the Michigan Credit Union League.Credit Union was statewide Desjardins Youth Financial Education Award in 2015. Changed culture of credit union to where employees are engaged and strive to improve both themselves and the credit union. Increased credit union's emphasis on marketing, employee education and community involvement and changed pricing strategy to better match Credit Union goals.Loan balances increased 86% from September 2010 to May 2016 with delinquency and net charge-off ratios remaining below industry averages. Credit Union ranked in top 1% of credit unions in the nation in loan growth for the 12 month period ending June 2011. Menominee branch, which had stagnated from 2006 to 2010, had 132% deposit growth and 460% loan growth from December 2010 to May 2016.Revitalized credit card program that had not grown for several years to a portfolio that more than doubled in size from September 2010 to May 2016. Program received CAMEO award from CSCU in 2012. Improved investment yield compared to peer by 77 basis points from March 2010 to March 2016. Credit Union received a 96% satisfaction rating in 2015. Callahan Return to Member rating improved from 48% in March 2010 to 98% in March 2016.Credit Union added the following products: Bill Pay, Mobile Banking with a mobile app including remote deposit capture, Secured Credit Cards, Business Credit Cards, Save to Win CD's, Guaranteed Asset Protection Insurance, Private Student Loans, 15 and 30 Year Fixed Rate Mortgages, Adjustable Rate Mortgages, E-Statements for Credit Cards, Debit Card Roundup, Teen Debit Cards, account to account transfers, financial counseling, 36 and 48 month CD's, money market accounts, business loans, Remote E-Signature Capability, VISA Checkout, Debit Card Fraud Protection, Merchant Services, Peninsula Perks Rewards Program,

Oversaw the accounting function for the credit union. This included:• Managing $100 million portfolio that consistently outperformed peer averages. • Leading cost savings and income generation initiatives. • Developing and managing fraud prevention department. • Preparing and interpreting financial statements and analytical reports. • Directly supervising 12 staff members.• Facilitating Asset Liability Management Committee meetings and making financial presentations to Board and management groups. • Preparing the annual operating budget.• Managing Accounts Payable function.• Serving as Compliance Officer• Preparing cost studies, vendor comparisons, and peer analyses.

Supervised 7 employees in Accounting, Payroll, and Teller Departments.• Produced monthly Board reports and financial statements.• Responsible for conversion to a new computer hardware. maintenance company that reduced costs by 20% while reducing response time.• Organized month end computer schedule which reduced staffing requirements by several hours per month.• Designed automated depreciation and supply inventory schedules.• Conducted purchasing surveys of supplies, equipment, and maintenance contracts.• Completed monthly bank and GL account reconciliation’s.