Jitendra Kumar Parida Email & Phone Number

Chennai, Tamil Nadu, India

Roles & Responsibilities : 1) Currently handling pan India to drive the business of CDPL by coordinating with the respective channels and sales teams2) Continuously monitoring the credit portfolio in terms of company policy & taking actions for non-adherence of policies.3) Work in coordination with the BIU and Marketing team to execute the campaigns 4) Responsible for the development of new product from conceptualization to the launch activities. 5) To engage with Product teams for creating specific products / schemes for Retail loan customers. 6) Interact with various stakeholders like business, credit and operations and providing solutions to problems 7) Competition Mapping: Conduct market research activities for competition bench-marking in terms of product proposition and process flow 8) Fee Revenue: Drive Insurance and Other Cross Sell products 9) Process: Carry out Process Improvement Projects to improve ease of doing business and enhance customer experience10) Training: Responsible for content Development for training the employees on the product knowledge 11) Strategic Initiatives: Focus on building new partnerships, engagements & digital journeys with external vendors 12) Coordinate with cross functional teams like technology & operations team to continuously evolve the user experience through new technology/process changes 13) Gather understanding on the customer experience, identify gaps, work on new ideas to grow market penetration, and drive overall business goals 14) Work closely with BIU, risk & analytics team to explore new segments, analyze customer portfolio, & build new product offerings 15) Liaise with stakeholders from Business intelligence team, risk and analytics team to identify new segments & explore opportunities

Chennai, Tamil Nadu

Roles & Responsibilies:1) Manage a credit portfolio of SME & large corporates and conduct extensive credit analysis including gathering, analyzing & interpreting all types of credit information on existing and prospective customers.2) Perform economic and industry analysis, financial proformas or projections, and risk assessments. Make recommendations regarding the extension of credit line and potential loss. Prepare and present credit findings to credit approval managers and committees for use in the making of credit decisions on new or existing credit relationships.3) Handle deals with Sales Managers, with emphasis on deciding optimum exposure, security/collateral analysis, credit enhancements while adhering to internal credit policies and external regulatory guidelines.4) Provide deep dive customer analytics typically consisting of: multi-source financial ratings matrix, company background, financial statement analysis, global AR exposure, credit limit recommendation, SWOT analysis, industry performance and summary of key events.5) Proficient in reconciliation of accounts and updating on monthly, quarterly or half yearly basis as requested by the customer and conducting work according to company Standards and accounting policies and protocols.6) Identifying new business opportunities within existing portfolio and appraising the same to Sales Team for closure.7) Navigate effectively within multiple credit tools, receivable systems and internal processes to deliver accurate and timely credit risk recommendations (eRAM, Salesforce.Com, GECARS, Dun & Bradstreet, Bureau Van Djik, etc.)8) Ensure execution of the Industrial Risk policy and adherence to established delegation of authorities by the businesses and Global Operations.9) Responsible for coaching/training of new hires or cross-training of internal candidates from other departments who want a working knowledge of Commercial Lending.

Chennai, Tamil Nadu

Roles & Responsibilities : 1) Handling HL portfolio: Handling all the operational activity of home loan customers for ICICI Bank, Aditya Birla Housing Finance Ltd, Aspire Home Finance Corp. Ltd, Gruh Finance Ltd., etc.2) Digital Home Loan: Taking care of digital home loan process of ICICI Tablet & Smart Phone Channel from application submission to loan disbursement.3) Assess credit worthiness of the customers based on individual analysis and through application of company’s policies Credit appraisal and risk assessment of loan proposals received from the customers by thoroughly checking all income documents, field investigation report, Dedupe, CIBIL etc.4) Scrutinize the property documents as per legal report and confirm whether the sanction criteria match with the technical valuation for disbursement. Recommendation / Underwriting of proposals adhering to the defined company's policies.Classification: Internal5) Understanding of inherent credit, collateral operational and fraud risk. Check legal, technical and property documents and identify associated risk.6) Partner Management - Interacting with different Management people of key clients and individual Retail Asset Branches/Locations at a Pan-India level, to ensure consistent business scale-up.7) Business Analytics to further the above cause, by suggesting recommendations for tweaking on-ground and Online variables, through analysis of past customer behaviour and conversion history across locations.8) Reporting and tracking of business numbers pan-India, in terms of Online Sourcing and Disbursement/Issuance Percentages for key client products.9) Billing, Invoicing, Reconciliation and Tracking Receivables from clients, towards complete realization of revenue.

Patna, Bihar

Roles & Responsibilities : Technical supervision for augmentation and new 33/11 KV Power Sub Station works, Daily basis site planning and monitoring. Preparation of Daily, Weekly and Monthly Progress Report etc., Supervision of Equipment Structural and Civil Works, Managing of materials and Official record keeping work, Site inspection work, Certifying Monthly RA Bills raised by contractor and material reconciliation work.

Master Of Business Administration (Mba), Finance And Marketing

Bachelor Of Technology - Btech, Electronics And Telecommunications Engineering