Branch Credit Manager

A) Organization: AXIS BANK LTDPeriod: Dec 2021 To till date ( Team Lease)Presently working as, a Credit executive in Working Capital Dept. (MSME) of Axis Bank since 9 Dec 2021 Seating at Ratlam Location and handle Indore Cluster majorly involve following.1. Ensure completeness of physical login file for OD/CC etc. - Application form, checklist, KYC, Financial, ITR, Banking and property document.2. Forwarding any query with respect to login file to Sales team through Credit Manager & receipt of reverts from sales team for query raised & thus to complete all login pendency with respect to login file. 3. Post completion of login file borrower is created in loan application for detailed data punching in LOS.4. Coordination with Sales team and credit manager.5. Generation of commercial cibil report as per credit manager request. 6. Preparation of Financial Ratio Sheet & Generation of Perfios banking.7. Coordination with third party for Legal, technical and F.I. (Field Investigation)

B) Organization: ICICI BANK LTD. Period: June 2019 to Dec 2021 ( Third party I- process perol)Working as, an CPA Manager (TEAM LEADER) in Working Capital Dept. (MSME) of ICICI Bank since 14 June 2019 which majorly involve following.1.Ensure completeness of physical login file for OD/CC etc. - Application form, checklist, KYC, Financial, ITR, Banking. 2. Forwarding any query with respect to login file to Sales team through Credit Manager & receipt of reverts from sales team for query raised & thus to complete all login pendencies with respect to login file.3. Post completion of login file borrower is created in loan application & all physical documents are scanned & attached in loan application, after that case is sent for detailed data punching to outsource agency through credit manager.4. Coordination with Sales team, credit manager, Outsource agency for data punching.5. Generation of commercial cibil report as per credit manager request. 6. Preparation of preliminary monitoring sheet of latest disbursed cases capturing limit utilization, credit summation, credit counts during the month.

October 2016 to 10 June 2019.Working as an Accountant since 2016 where I have done whole accounting of customer including sales invoicing, purchasing from mandi, cash & Bank entries, basic finalization of Books of Accounts for Audit purpose.