Xiang Ji Email & Phone Number

Dallas, Tx, Us

Coppell, Texas, Us

In addition to existing responsibilities, special assignment to enhance overall vendor risk management, including the establishment of vendor oversight framework and the creation of procurement and outsourcing strategy.

Coppell, Texas, Us

Additional responsibilities of leading the establishment of Enterprise Risk Management Program, Vendor Risk Assessment Program, and Regional Risk Management Framework

Coppell, Texas, Us

• Oversee enterprise risk management policies, providing risk assessment of asset origination and portfolio performance, developing risk management action plans and strategies. • Lead the Risk Management team, which provides support to the business developing appropriate risk rating tools, setting residual risk, collateral valuation and support portfolio management efforts, partnering with the business and sales groups.

Coppell, Texas, Us

• Established risk management infrastructure for a newly founded financial services providero Built a SAS-based risk management database to support portfolio analysis and reporting requirements from Audit, Legal, Treasury and business unitso Conducted assessment of portfolio quality, identified risks in the portfolio, and provided risk mitigation action planso Presented portfolio review analysis to senior management o Assisted Risk Manager in establishing enterprise risk management governance and policies• Created and maintained risk management tools, models, and reports to enhance business performance o Developed and implemented a risk-based collection model and collaborated with the collection team to drop the month-end delinquency rate from 3.5% to 1.7% in five monthso Built a Residual Value forecast model using SAS to successfully identify the root causes of depreciation deficiencies and recommended mitigation plans to managemento Conducted vintage curve analysis to identify the pain points of existing underwriting policieso Established a roll-rate model to forecast credit losses and measure the performance of collection teamo Re-calibrated retail credit, delinquency and dealership strength modelso Partnered with the business to implement tier pricingo Managed and enhanced existing credit and residual value loss provision models

Dublin 2, Ie

• Led two offshore resources to assess, enhance, document, and pre-validate finance models, including capital planning, budget planning, and reserve models• Created CCAR narratives to present methodologies and results for credit loss forecasting and pre-provision net revenue (PPNR) for mortgage loans and mortgage servicing rights (MSRs)• Reviewed model methodology and data processing, conducted stress testing and sensitivity testing using SAS, and documented a mortgage loss forecasting model per CCAR requirements• Performed a data validation exercise to ensure the accuracy of the reconciliation of the customer payments source data with that of the General Ledger• Managed a suite of projects to migrate anti-money laundering systems into the client’s global hub

Gb

• Led a small team to develop methodologies for giving early warning• Used SPSS and wrote VBA macros to analyze a large financial data set in order to determine early warning thresholds for financial ratios• Conducted a 12-month credit risk modelling project based on the BASEL II framework• Designed a credit risk organizational structure and a loan process • Conducted gap analysis and designed a roadmap of credit risk management • Performed valuation of complex financial products

Evenstar Partners, LLC, Los Angeles, CA, USA • Performed company research and financial data analysis under direction of hedge fund manager

Carried out research for clients and consultants of PA Europe division focused on investment analyses related to Chinese-EU cooperationcontracts, reports, and research abstracts

Master'S Degree, Economics

Bachelor'S Degree, International Relations, Computer Science

Exchange Semester, International Studies