Jeffrey R. Keyes Email & Phone Number

United States

United States

- Responsible for underwriting commercial loan requests, including term loans, lines of credit and commercial real-estate mortgage loans.- Successfully completed RMA Commercial Lending school for credit analysis.- Reviews and analyzes personal and corporate tax returns, and corporate financial statements, to determine if adequate cash flows exist to meet financing requests. I am required to have an expert knowledge of the reportable data contained within these financial documents, in order to develop a qualified and professional financial analysis.- Determine appropriate loan structuring for complex loan requests.- Develop thorough credit analysis memorandums outlining key supporting data for approval decisions, which must meet Citadel's high quality review standards.- Required expertise in NCUA business lending guidelines.- Assists with commercial lending portfolio management.- Responsible for organizing quarterly loan committee meetings with department managers, the Senior Vice President of Lending and the President / CEO, to discuss portfolio management, loan approvals, and department strategies.- Assist with clientele management, attracting new clientele, and developing new business lending strategies for departmental growth.

Exton, Pa

- Successfully exceeding annual goals while providing professional service to members of the credit union.- Coaching, training and managing team members under my supervision.- Completed comprehensive management training courses in 2017.- Works regularly on projects that help to improve operations.- Introducing new ideas that have been successfully implemented into daily operations.- Working with team leaders to set annual agendas, and to develop plans to improve employee productivity and morale.- Essential team member for completing a company-wide core system conversion.

- Meeting sales goals while providing professional class service to members.- Registered NMLS – Facilitated sales of million dollar mortgage products.- Responsible for verifying and facilitating high dollar wire transfers.- Assistant in charge of coordinating activities with TMC call center.

- Digitizing files and data.- Loan application processing.- Quickly adapting to new work environments.

- Coordinated all store activities efficiently and in a timely manner, including inventory management, employee and customer satisfaction, store cleanliness and overall presentation.- Organized employee responsibilities appropriately to maximize profit. - Maintained customer relations by enforcing a pleasant atmosphere and ensuring customer order efficiency.

- Processed and closed home mortgage loans, home equity lines of credit, and refinanced home mortgage loans.- Coordinated activities between multiple departments involved in the loan originating process. - Utilized skills in Microsoft Office and a job-specific DOS-based Mortgage Program titled “Mortgageware.”- Facilitated professional loan closings on multi-million dollar mortgage deals.

Bachelor Of Business Administration - Bba, Accounting

Education record

Computer Science / IT

Bachelor Of Business Administration, Accounting

Graduated with a major in Accounting.