Jose Luis Ruiz

Jose Luis Ruiz Email and Phone Number

Founder @ moneyhabits
United States
Jose Luis Ruiz's Location
United States, United States
Jose Luis Ruiz's Contact Details

Jose Luis Ruiz work email

Jose Luis Ruiz personal email

About Jose Luis Ruiz

I help organizations in the Financial and Banking industries, analyze complex information, materialize opportunities to generate sustainable and profitable growth, and improve operating efficiency. I focus on identifying and developing high-potential talent for positions with incremental responsibilities.Leveraging technology and deep data analysis, I help organizations implement innovative solutions while assuring a controlled and compliant environment. I am keen on customers` success and NPS metrics and work tirelessly to achieve results with internal and external customers.

Jose Luis Ruiz's Current Company Details
moneyhabits

Moneyhabits

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Founder
United States
Website:
moneyhabits.app
Employees:
1
Jose Luis Ruiz Work Experience Details
  • Moneyhabits
    Founder
    Moneyhabits
    United States
    View
  • Investcloud, Inc.
    Product/Partnership Strategy And Business Development
    Investcloud, Inc. Mar 2023 - Present
    West Hollywood, Ca, Us
    Digitally connecting US top Wirehouses, Broker Dealers, and Asset Managers to a single cloud-based marketplace.
    View
  • Investcloud, Inc.
    Us Business Development
    Investcloud, Inc. Mar 2022 - Feb 2023
    West Hollywood, Ca, Us
    Implemented Financial Advisors and End-Investors Digital experiences leveraging behavioral and data science
    View
  • Myfinride
    Founder
    Myfinride Sep 2020 - Present
    Using machine learning models, myfinride helps individuals control their spending, develop savings habits, manage their borrowing, and plan for the future
    View
  • Citi
    Consumer Banking And Wealth Management Head
    Citi Oct 2017 - May 2021
    New York, New York, Us
    Led Consumer products (deposits, credit cards, loans, investments, and insurance) and customer segment strategy for the International Consumer Franchise in Colombia, comprising 516k customers, US$ 1.1B in deposits, and US$ 1.7 Bn in assets. Led a group of 42 Product Managers.
    View
  • Citi
    Wealth Management Advisory Transformation
    Citi Dec 2016 - Oct 2017
    New York, New York, Us
    Redesign the wealth management advisory process.
    View
  • Citi
    Retail Banking & Wealth Management Head
    Citi Oct 2015 - Dec 2016
    New York, New York, Us
    Provided P&L and strategic leadership for International Consumer Franchise in Argentina, comprised of +350k Affluent, Emerging Affluent customers and small/medium companies, +1,100 employees, US$ 140m in annual revenues with US$ 1Bn in total footings, and US$ 350m in consumer loans. Led the relationship with Asset Managers Raymond James and Compass Group.
    View
  • Citi
    Citipriority Regional Head
    Citi Jan 2014 - Oct 2015
    New York, New York, Us
    Led the implementation of "Citi Priority", a new value proposition for emerging affluent customers. Reached 210k new customers in the first 16 months by training 3,000+ customer-facing employees in an innovative "Relationship Banking model."
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  • Citi
    Retail Products & Distribution Head
    Citi Jun 2012 - Dec 2013
    New York, New York, Us
    Strategic execution of the distribution network that included 335 branches, 1,240 ATMs and 15,000 third party payment centers. Responsible for the Retail Products including deposits, loans and mortgages. Defined the Retail Products strategy, including deposits, loans, and mortgages.
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  • Citi
    Consumer Lending & Distribution Head
    Citi Aug 2008 - May 2012
    New York, New York, Us
    Led the product strategy for Consumer Loans, 1.7Bn dollars portfolio, and 0.6Bn in Residential Mortgages. Launched the Margin and Secured Lending portfolios for offshore business (International Personal Banking).
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  • Citi
    Svp - Chile, Mexico And Usa
    Citi Jun 2001 - Aug 2008
    New York, New York, Us
    • Business Head for Central America small business (“Citibusiness”) segment (Miami, USA)• Chief of Staff for Chile, Peru and Dominican Republic (Santiago, Chile)• Branch Area Director (Querétaro, México)• Citi-Banamex acquisition leader for branch network integration (Mexico DF)• Led the call center integration of acquired Banca Confia (Monterrey, Mexico)
    View

Jose Luis Ruiz Skills

Banking Cards Credit Cards Corporate Finance Payments Financial Planning Portfolio Management Financial Modeling Cross Selling Forecasting Capital Markets Business Development Financial Risk Investments Mortgage Lending Credit Risk Business Analysis Relationship Management Negotiation Strategic Planning Strategy Financial Services Commercial Banking Wealth Management Equities Aml Business Planning Strategic Financial Planning Emerging Markets Risk Management Credit Product Management Segmentation Financial Analysis Operational Risk Operational Risk Management Business Strategy Management Investment Banking Credit Analysis Private Banking Retail Banking Marketing Strategy Debit Cards Loans Financial Markets

Jose Luis Ruiz Education Details

  • Massachusetts Institute Of Technology
    Massachusetts Institute Of Technology
    Data Science
  • Universidad Anáhuac
    Universidad Anáhuac
    Industrial Engineering Technology
  • Universidad Anáhuac
    Universidad Anáhuac
    Engineering

Frequently Asked Questions about Jose Luis Ruiz

What company does Jose Luis Ruiz work for?

Jose Luis Ruiz works for Moneyhabits

What is Jose Luis Ruiz's role at the current company?

Jose Luis Ruiz's current role is Founder.

What is Jose Luis Ruiz's email address?

Jose Luis Ruiz's email address is jr****@****oud.com

What schools did Jose Luis Ruiz attend?

Jose Luis Ruiz attended Massachusetts Institute Of Technology, Universidad Anáhuac, Universidad Anáhuac.

What skills is Jose Luis Ruiz known for?

Jose Luis Ruiz has skills like Banking, Cards, Credit Cards, Corporate Finance, Payments, Financial Planning, Portfolio Management, Financial Modeling, Cross Selling, Forecasting, Capital Markets, Business Development.

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