I proudly integrate a positive "Fun Factor" attitude into virtually everything I do, professional and personally. I create insane levels of Positive Human Experience, or PHE, and is only one of the reasons my clients happily return to me. I'm awesome at what I do.With almost 40 years experience, I am disciplined in Sales, Marketing Communications and Project Management. I have a strong orientation toward productivity, and I deliver on my expectations. I use my innovative and buoyant “can-do” attitude across all aspects of my personal and professional life. I am a tenacious problem solver. My authenticity and jovial attitude creates a highly progressive teamwork environment. I'M A VETERAN MORTGAGE BANKER and SPEAKER / MOTIVATOR / EDUCATOR with unrivaled ethics and a solid moral compass. My clients return to me -- and refer me -- because they know I create solutions that stand up to time and their personal goals.I have a purpose that is far larger than the services I provide, and that is my "why." It's about leaving a world-friendly "footprint." I take care of my family, myself and the planet upon which I live. You are an extension of my "why," and taking care of you simply comes naturally. And I do it with complete contentment and enjoyment.In my spare time I volunteer to help strengthen my local small business community, and work with local schools to help establish fitness and life-skill disciplines.