TAB (The Alternative Board) - NJ Shore provides Business Coaching and Peer Advisory Board Services. We bring Business Owners, Presidents and CEOs of privately held companies together in a setting similar to a Board of Directors, where collectively the group works to help each other develop opportunities and solve challenges in their respective businesses. I specialize in peer-board facilitation, individual business coaching, strategic business planning and management consulting, focusing on the following:• Aligning business strategies with the owner's personal vision.• Developing business solutions based on real-world experience. • Developing goals strategies, action plans and tactics to improve business development and generate sales and revenue growth.• Identifying weaknesses in key functional areas (Finance, Technology, Risk Management, Human Resources, Operations, etc.) and developing strategies and plans to remediate issues and manage expenses relating to these critical functions.• Implementing actions that improve business owner's management efficiency and thereby improve work-life balance.As President & CEO, I am accountable for all facets of Management and Operation of the Company.(TAB NJ Shore is a wholly owned subsidiary company of Safe Harbor Strategic Solutions Group, Inc.)

Through a network of highly experienced Finance and Operations Professionals, Safe Harbor Strategic Solutions Group, Inc. (SHSSG, Inc.) provides effective strategic and tactical solutions designed to improve business performance. Focusing on privately held companies and family owned business, we aim to provide the same intellectual capital available to major corporations for the small business community. We design solutions specifically tailored to the needs of our clients to ensure that they achieve extraordinary results in the following areas:• Financial Planning and Analysis.• Financial Process Optimization.• Business Analysis and Project Management.• Management Information Systems.• Workflow Optimization, Creating Operational Efficiency and Process Transformation.• Systems Implementations and Testing.• Staff Services Policy & Procedures Design.• Internal Controls and Regulatory Compliance Systems.As President & CEO, I am accountable for all facets of Management and Operation of the Business.

Ranked as the top community college in NJ, Ocean County College is an innovative academic leader providing affordable, student-centered, high quality educational experiences that prepare and empower students to succeed. Part-time Adjunct Professor 1-2019 to 7-2020. Full-time College Lecturer 7-20-20 tp Present. Responsibilities include the following:o Develop course curriculum.o Develop and deliver course lectures for core courses in the areas of Accounting, Economics and Business. o Assist students to achieve learning objectives.o Administer Case Studies, Projects and Exams.o Grade and evaluate student performanceo Advise Students on academic and Career Goalso Member of the Academic Standards Committee o Member of the Administrative Review Panel for Student Appeals o Administer College policies and procedures.

Founded in 1855, Kean University was the first public post-secondary institution in New Jersey. With a rich history of excellence and innovation in higher education, Kean is a world-class, vibrant and diverse university offering more than 50 undergraduate majors and more than 60 options for graduate study, including six doctoral programs in a variety of disciplines. As an Adjunct Professor on the Kean Ocean Campus, I am responsible for the following:o Develop course curriculum and online course conversions.o Develop and deliver course lectures for advanced level undergraduate courses, as well as for Graduate Program Courses in the areas of Accounting and Finance. o Assist students to achieve learning objectives.o Administer case studies, student projects and exams. Grade and evaluate student performance o Mentor Students exploring their post undergraduate options. o Administer University policies and procedures.

CIT is a financial holding company with more than $35 billion in financing and leasing assets. It provides financing, leasing and advisory services to its clients and their customers across more than 30 industries. CIT maintains leadership positions in middle market lending, factoring, retail, and equipment finance, as well as aerospace, equipment and rail leasing.As the Segment CFO for Corporate Functions, I oversaw all aspects of Finance and Accounting for the Corporate layer of the Company, including but not limited to: IT, Risk Management, HR, Marketing, Gov't Relations, Legal, Real Estate, Procurement, Insurance, Tax, Treasury and Financial Operations. My emphasis was on business strategy and investment, balanced against financial performance for the firm. I contributed to process improvement by challenging the standard way of working. I maintained strong relationships with Peer Executives by being a strategic partner who provides practical business and financial solutions. I positioned communication to influence critical business decisions and influence others toward collaboration and goal attainment. My key accountabilities included:• Develop the annual business plan aggregating over $500 MM.• Design, build and oversee a comprehensive cost allocation framework• Manage Steering Committees for Project Prioritization and Project Funding.• Manage internal FP&A reporting, as well as external 10K, 10Q reporting for each of the supported functions. Emphasis in this regard was on ASC 450, ASC 420 and ASC 715. • Lead interface with the company’s actuaries for the valuations on various Pension and Benefit Plans. Manage DOL (Form 5500) and PBGC filings.• Establish Policies and Procedures maintain the system of internal controls. Manage (SOX) compliance and interface with Internal / External Audit on control reviews.

This role had dual accountabilities, including Finance Management and Business Analysis/Project Implementation Management.Provided all aspects of Finance support for a subset of corporate function departments, including: IT, HR, Real Estate, Corporate Services, Legal, Marketing and Insurance. Responsibilities included: (1) Developing the annual business plans, including strategic planning, budgeting, revenue/expense analysis, (2) Managing the monthly close process, account reconciliations and account analysis in accordance with GAAP, (3) Managing IT development cost deferrals, and project accounting/reporting, (4) Managing internal FP&A reporting, as well as external 10K, 10Q reporting, (5) Establishing P&P and maintaining the system of internal controls, as well as managing SOX compliance. Managed a Business Analysis, Process Improvement and Project Implementation Function, including all aspects of the Systems Development Life Cycle for all project initiatives in the Corporate layer of the Company. Provided a leadership role in evaluating business models, business processes and operational strategy with respect to organization structure, HR utilization and practices, IT resources, operational workflows and interfaces, transaction processing requirements, internal controls and MIS requirements in conjunction with developing new business process improvement plans. Prepared gap analysis between the existing state and the recommended future state. Identified tactical and strategic courses of action. Developed project approach, built consensus and obtained stakeholder buy in. Acted as the lead liaison between cross functional staff groups and IT to: Establish scope, gather business requirements, identify potential solutions, build the business case and secure funding, as well as oversee the build, test and implementation of solutions. Established project governance framework that included project prioritization, on-going project monitoring.

Managed all aspects of Finance and Operations for the Legal Function. Prepared the annual budget, monitored ongoing performance against plan and prepared on-going forecasts, as well as handled all core accounting functions. Managed internal accounts payable function for outside counsel invoices handling over 12,000 legal invoices annually, totaling $50 Million. Oversaw daily transaction processing, allocated resources and trouble shoot issues and problems.Managed operations with respect to organizational structure, policies/procedures and systems and technology platforms. Implemented work flow changes, process improvements and technology upgrade initiatives. Evaluated operational efficiency against industry benchmarks and implemented best practices and performance metrics. Managed multiple service provider and third party outsourced vendor relationships. Oversaw the department’s overall human resources function for 135 employees including job design, recruiting, staffing, performance evaluations and compensation administration, as well as employee counseling and discharging. Managed facilities at seven locations. Completed space planning, office design, renovations and relocation at the main office.

First Fidelity Bancorporation was a Regional Bank Holding Company operating in the Northeastern US with more than $20 billion in Assets. First Fidelity was an aggressive acquirer of troubled financial institutions in the late 1980's and early 1990's and successfully integrated operations for more than 20 acquisitions in less than a 10 year span. First Fidelity merged with First Union Bank in 1996, forming one of the first Super-Regional Banks. Through subsequent acquisitions the company is now part of Well Fargo. In this role, I managed all aspects of Finance and Operations for the aforementioned corporate functions including the annual planning, forecasting and expense management. Additionally, I managed operations with respect to organizational structure, policies/procedures and systems and technology platforms, oversaw the Department’s overall human resources function including job design, recruiting, staffing, performance evaluations and compensation administration, as well as employee counseling and discharging. Lastly, I managed facilities at two locations. Completed space planning, new office design, renovations and relocation at both locations.

Managed an annual audit plan totaling 17,500 audit hours covering all facets of the financial audit process, including planning, risk analysis, developing and executing the annual audit schedule, establishing scope, designing test procedures, reviewing subordinates work, reviewing audit findings and drafting audit reports, conducting Senior Management exit meetings and monitoring audit issue resolution. Presented quarterly reports to the Audit Committee of the Board of Directors. Managed a staff of ten audit professionals

Designed and built from scratch a new operational auditing function for the company utilizing a SCORE (Structured Company Operational Review and Evaluation) methodology. This program evaluated: management and organization, operational efficiency, business practices and procedures, industry best practices, quality control, as well as overall functional performance in relation to key metrics and industry benchmarks. Developed and implemented operational auditing procedures and test programs. Developed and implemented a management consulting style report out process for Executive Management and the Audit Committee of the Board of Directors. Hired, trained and managed a staff of five operational audit professionals.

• Acted as the Examiner-In-Charge for functional department audits and retail branch audits. • Established the scope of audit testing, based on a controls framework.• Reviewed subordinate Examiner's audit work papers.• Prepared audit reports and reviewed audit findings with Management.• Track audit findings to expected resolutions and completed post implementation reviews.• Completed Fraud Investigations.

Taught various evening classes including Accounting I, Accounting II, Money and Banking and Principles of Investments classes on a rotational basis, for both the Fall and Spring Semesters over a nine year period.

• Completed audit tests as directed for functional departmental and retail branch audits.• Conducted periodic trust account compliance reviews and vault securities verifications. • Research and gather transactions level detail in support of Fraud Investigations.