I believe financial services should be easy, effective and affordable to all. The finance industry should work in the interest of the people, not the other way around. Companies obtain sustainable competitive advantage by adhering to these realities, whilst continuously striving for superiority through commercial and technological innovation. I started DataDrivenFinance (DDFinance) to enable affordable financial services to mass-markets. A worrisome feature of countries with high income inequality is that majority populations tend to have little or no access to financial services due to insufficient income. This is particularly true for insurance and pension coverage, a vital economic safety net for any individual. DDFinance enables affordable insurance products to low-income consumer segments through digitizing informal trust and reputation and a dedicated focus of drastically lowering variable insurance transaction and processing costs.As a long time practitioner of lean and low-cost start-ups, leveraging new opportunities to improve on existing infrastructure and commercial opportunities, I have recently started two companies addressing these objectives.
Listed skills include Strategy, Start Ups, Business Development, Business Strategy, and 20 others.