Michael Craig, Mba, Cim Email & Phone Number

Toronto, On, Ca

Toronto, Canada Area

Wealthsimple is a game-changing online financial services platform that makes investing easy, transparent, and low-cost. You get sophisticated investment management and dedicated support from an experienced financial advisor. Wealthsimple's intuitive platform makes your investments simple and easy to understand. We take the guesswork and emotion out of investing, and ensure that you are on the right financial track.

Toronto, Canada Area

Providing sound and reliable investment advice as well as executing all trade requests for clientele. Business development and effective maintenance of client relationships.

Toronto, Canada Area

Royal Berkshire Payments is a Toronto start-up that provides payment solutions and related merchant services to businesses across all sectors. I have served as Business Development Manager on a contract basis while obtaining my MBA. My focus includes contacting businesses to set up meetings with decision-makers so that I have the opportunity to present Berkshire’s payment solutions. I also advise the President on business development strategy.

Toronto, Canada Area

CS Financial operates retail stores across Canada, specializing in financial services and products. As Vice President of Operations, I drove the operations and business development efforts for 100 retail branches in Southwestern Ontario. I implemented company sales strategies, managed budgets, and conducted quarterly audits. I was able to consistently exceed profitability and bad debt management goals. ▶ I achieved the greatest loan growth in the company between 2010 and 2012, achieving year-over-year increases of at least 15%.▶ As a result of regulatory changes that negatively affected our primary product—loans—I began a concerted effort to maximize revenues from ancillary products. As a result, I led all divisions in the sale of ancillary products from 2010 to 2012. ▶ I led all divisions in delinquency control in 2012, maintaining the lowest bad debt levels in the company.▶ In an effort to generate additional income while also protecting our loan portfolio, I coached my regional and branch managers on up-selling clients on loan insurance. As a result of my efforts, my division was #1 in insurance penetration in 2012, with 95% of the loan portfolio protected.

Toronto

I was promoted to Regional Manager to drive operations and business development for nine retail branches in the Greater Toronto Area. I focused on branch growth, audits, budgets, and human capital management with an emphasis on succession planning. ▶ The region I took over had really struggled for the previous two years. I was able to reverse this trend to become the company’s most profitable region from 2006 to 2009 by eliminating underperforming staff and providing extensive training to the remaining and newly hired employees. As a result of my efforts, I received recognition as the “Most Improved Region” in 2006. ▶ I opened 28 branches across Southern Ontario, and each one became profitable within six months.▶ Despite the significant geographical challenges some of our branches presented—making it difficult to hire and retain staff and management—I was able to develop and promote five branch managers into regional manager positions and retain a high percentage of front-line staff. ▶ I achieved Top Ten status among regional managers for profitability from 2006 to 2009.

Oshawa, On

I began my career with CS Financial as a Branch Manager, driving efforts to achieve or exceed targets for growth, revenue, profit margin, and bad debt. I managed cash controls, inventories, and compliance efforts. ▶ My branch was designated as the regional training branch by my Regional Manager. This was a direct result of my branch’s performance, and it gave me a significant opportunity to personally train incoming branch managers. In addition to working with me, the trainees also rotated throughout the branch roles, working with my front-line employees to understand the responsibilities of each station. ▶ I developed and promoted three customer service representatives into management roles.▶ My branch was recognized as the most profitable in Ontario in 2003.

Master Of Business Administration (Mba), Business Administration And Management, General

Bachelor'S Degree