Risk Management Consultant for middle market and hard to place risks, typically working with C-level executives to engineer risk management programs to suits their needs. I provide property and liability insurance to clients (Auto, General & Products Liability, Property & Inventory, and Workers Comp) along with specialty products (Directors & Officers, Errors & Omissions, A/R Credit Insurance, Inventory Collateralization, etc.). Additionally I work with larger clients to facilitate captive and dividend programs. Lastly, I oversee affinity group programs for Associations, Franchises and other homogenous groups to provide benefits that individual members can not readily achieve on their own. I love business and the stories of triumph and success that each one has, regardless of where they are in their story.Specialties: Product Liability, Errors & Omissions, Directors & Officers, A/R Credit Insurance & Inventory Collateralization, Captive Insurance, Dividend Programs, Enterprise Risk Management, and Affinity Programs.