Senior Executive with a strong record of success in Technological and Business Innovation and Strategic Leadership. Key areas of expertise are emerging technologies, such as Machine Learning, AI, Distributed Ledger (Blockchain) technologies, Internet of Things (IOT), Conversational Systems, multi-biometric authentication and Enterprise level application platforms. Seasoned technologist with demonstrated success in the design, development and deployment of innovative products and solutions for Automated financial applications, Next-gen ATMs, IOT Sensor networks for deep personalization, authentication and customer care transformation.Specialties:  Distributed Ledger (Blockchain) and Smart Contracts for Secure Identity Management, Document Management, Secure sharing of customer data and secure networks for enterprise data sharing. Designed and Developed Blockchain based Smart ID, Document and Rewards management and Payment networks Machine Learning based APIs and systems for customer personalization, real-time analytics Designed, developed and deployed next-gen ATMs based on cardless and contactless transactions and Mobile UI/UX and Biometrics for ultra-secure ATM transactions, superior customer experience Championed, developed and rolled out an enterprise-wide Open Innovation Network for leveraging talent across company to create innovative solutions with high business impact Highly skilled in leading iterative innovation through agile, iterative design/development processes, building and leading high-performance teams.