Jo Baggs Email & Phone Number

As independent advisers we offer all forms of regulated advice to our clients:Personal:• Pensions and Retirement◦Retirement planning: Advice on accumulation of funds / appropriate types of pension contracts◦Pension investment - ongoing advice ◦Close to /at Retirement - advice on retirement choices: Tax planning, income drawdown, annuity• Investments - full advice services for cautious through to adventurous investors: ◦NISAs / ISAs and other Collective Investments: OEICs and Unit Trusts◦Risk-rated, multi-asset, multi-manager◦Onshore and offshore investment bonds◦Investment Trusts and Exchange Traded Funds (ETFs)◦Structured Products◦Venture Capital Trusts (VCTs)• Inheritance Tax planning and mitigation◦Advice on Gifting, family trusts, use of investment bonds, niche products, underlying investments◦Appropriate use of Trusts: Discounted Gift Trust, Gift, Loan Trust, Discretionary and Absolute◦Advice on maintaining access to capital at specified intervals (niche products)◦Tax and cash flow planning • Life Insurance and Health Insurance ◦Advice on the appropriate levels and type of cover to take out◦Life and life / critical illness cover on level, increasing and decreasing terms◦Income Protection•Mortgages (carried out by our mortgage IFA partners at our Victoria, SW1 base) Company Benefits and related services for owners of Small / Medium Enterprise Services•Auto-enrolment services•Group Life (Death in Service), Group Income Protection, Group Private Medical, Key Man

Listed skills include Management, Marketing, Business Planning, Fashion, and 15 others.