•Successfully spearheaded the inception and expansion of a groundbreaking independent health insurance agency, demonstrating exceptional leadership in securing $9 million in premium. This encompassed adept management of diverse revenue streams, such as large group self-funded/stop-loss reinsurance and fully insured revenue, all accomplished within a remarkably short timeframe.• Execute innovative marketing strategies, exponentially expanding the customer base through strategic networking, targeted Google Ads, and impactful social media initiatives.• Formulate and executed successful negotiations, securing strategic partnerships with multiple third-party administrators, resulting in significant cost containment measures.• Skillfully negotiate reduced rates through intricate carrier negotiations and forged invaluable partnerships with new carriers, optimizing financial outcomes.• Provide expert guidance to clients on optimal funding structures, conducted comprehensive self-funded feasibility analyses, and led the meticulous review and submission of RFPs to carriers, ensuring sound financial strategies.

•Produced accurate and timely stop-loss proposals, surpassing growth targets and proactively mitigating risks.•Collaborated seamlessly with sales, account management, and stakeholders to optimize ASO and stop-loss premium opportunities, contributing to business-wide success

•Directed the underwriting of complex fully-insured and stop-loss funding arrangements, achieving a notable 5% increase in new business revenue, outperforming the industry average.•Cultivated a culture of collaboration and excellence, ensuring positive outcomes in a dynamic and challenging underwriting environment.

•Pioneered the expansion of company operations to the West Coast, driving substantial revenue growth exceeding $3M.•Led proactive client communications, penetrated new markets, and optimized the bidding process to secure cost-effective quotes.

•Provided visionary leadership for the healthcare insurance division, managing a dynamic 5-person underwriting team overseeing $30M in premiums for stop-loss insurance policies.•Boosted annual renewal accounts, generating $1M+ in new revenue and decreasing the loss ratio by 7%.

•Led senior underwriting services for an $800M stop-loss underwriting division, selling $3M in new business through effective leadership and negotiation of renewal rates.

•Underwrote $12M in employer stop-loss premiums, collaborating with consulting firms and third-party administrators.•Fostered strategic partnerships with prominent healthcare carriers, including BlueCross BlueShield and Aetna.

• Led a team of 5 production underwriting specialists covering the Midwest.•Provided guidance for efficient pre-submission review of proposals.•Championed risk mitigation efforts by leading teams in developing tailored funding solutions, minimizing customer financial liabilities.