Joann (Jo) Oliphant

Joann (Jo) Oliphant Email and Phone Number

Loan Partner @ GoRascal
Orlando, FL, US
Joann (Jo) Oliphant's Location
Orlando, Florida, United States, United States
About Joann (Jo) Oliphant

With a solid background in the banking industry, I have honed my skills by managing complex financial transactions and delivering exceptional customer service. I am highly proficient in mortgage processing/ underwriting with a unique blend of extensive fraud and credit analytic experience, backed by a solid career in a variety of lending environments from brokers, wholesale, retail banking, credit unions, new home builders, and call centers . My keen eye for detail, strong analytical skills, and ability to balance risk management with client needs have earned me a reputation for excellence in the mortgage industry.As a results-driven professional, I have a proven track record of identifying potential risks and ensuring compliance with lending guidelines and regulatory requirements. My in-depth knowledge of various loan products, including conventional, FHA, VA, non QM and USDA loans, has allowed me to make sound credit decisions that positively impact both lenders and borrowers.My passion for continuous learning and staying updated with the latest industry trends has been instrumental in driving my success. My degree in business has provided me with the necessary skills to understand the nuances of financial management and maintain a strategic approach to underwriting.Let's connect to discuss how my expertise in mortgage underwriting, fraud detection, and credit analysis can contribute to your organization's growth and success. Always eager to learn and collaborate with fellow professionals, I am excited to be a part of a dynamic network that thrives on the exchange of ideas and best practices.⭐️ Analytical Skills: Proficient in data analysis, trend identification, and financial modeling, with the ability to make informed recommendations while mitigating risk and maximizing profits,⭐️ Financial Services: Comprehensive understanding of financial services industry, including mortgage banking, credit and regulatory compliance.⭐️ Technical expertise: Tech savvy witt strong working knowledge of SQL and other analytical tools.⭐️ Problem Solving: Demonstrated ability to navigate ambiguity and develop creative solutions to complex problems.⭐️ Communication: Excellent written and verbal communication skills, enabling effective collaboration with cross-functional teams and presentation of findings,⭐️ Time management: Proven track record of managing multiple projects and meeting deadlines in fast-paced environments.

Joann (Jo) Oliphant's Current Company Details
GoRascal

Gorascal

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Loan Partner
Orlando, FL, US
Joann (Jo) Oliphant Work Experience Details
  • Gorascal
    Loan Partner
    Gorascal
    Orlando, Fl, Us
  • Swift Loan
    Sr Loan Processor
    Swift Loan Jun 2024 - Present
    Miami, Florida, United States
  • American Financing
    Mortgage Loan Processor
    American Financing 2019 - 2022
    Aurora, Colorado, United States
    ➡️Efficiently managed a high volume pipeline of mortgage loan applications in a fast-paced, remote work environment, ensuring timely processing and adherence to deadlines.➡️Utilized exceptional attention to detail to review and validate borrower documentation for accuracy, completeness, and compliance with lending guidelines and regulations.➡️Collaborated with loan officers, underwriters, and third-party vendors to expedite loan approvals, fundings, and closings.➡️Leveraged strong communication skills to maintain clear and concise correspondence with borrowers, providing updates and answering inquiries throughout the loan process.➡️Employed problem-solving abilities to address and resolve loan processing issues, facilitating smooth transactions and enhancing borrower satisfaction. ✨LOS: Byte
  • Contract Loan Processors
    Sr. Loan Processor
    Contract Loan Processors 2015 - 2019
    Hawaii- Alaska- Florida
    ➡️Collaborated with numerous lenders, brokers, and banks, establishing strong professional relationships and efficiently managing a diverse loan portfolio.➡️Demonstrated expertise in processing a wide range of loan types, including conventional, FHA, VA, USDA, non-QM loans, and various loan and property types (purchases, refinances, construction loans, new build, commercial and home equity loans).➡️Leveraged extensive knowledge of federal and state regulatory compliance to ensure all loan transactions adhered to industry standards and requirements.➡️Continuously kept abreast of industry changes and updates, adapting quickly to new guidelines, loan products, and processing best practices➡️Showcased proficiency in a variety of Loan Origination Software (LOS) including Byte, Encompass, Calyx Point and AUS DU/DO and LP, streamlining the loan process and improving overall efficiency.➡️Employed strong organizational skills to manage a high volume of loan files, ensuring timely submission of documentation and expedited approvals while delivering on time closings.➡️Conducted comprehensive reviews of loan applications, verifying accuracy and completeness of information to minimize discrepancies and delays.➡️Assisted loan officers and underwriters in resolving complex loan issues, providing expertise and guidance to facilitate successful transactions.NMLS (294690) Licensed in Hawaii, Florida, and Colorado allowing me to structure loans, price and lock loans, and factilated brokers and loan officers in all aspects of origination from prequalifying to post closing QC. ✨ LOS: Calyx Point, Encompass

Joann (Jo) Oliphant Skills

Mortgage Lending Loan Origination Customer Service Web Design Real Estate Management Sales Social Media Marketing Social Media Credit Team Building Banking Hospitality Industry U.s. Federal Housing Authority Residential Mortgages U.s. Va Loans Loans Illustrator Dreamweaver Wordpress Indesign Html Residential Homes Mac Graphic Design Photoshop Photography Quickbooks Mortgage Industry Refinance Single Family Homes Real Estate Transactions Commercial Real Estate Credit Analysis Financial Accounting Commercial Mortgages Home Equity Loans Fannie Mae Va Financial Analysis Adobe Photoshop Search Engine Optimization Accounting Notary Public Data Entry Microsoft Office U.s. Department Of Agriculture Microsoft Word Microsoft Excel Microsoft Powerpoint Leadership Problem Solving Investment Properties E Commerce Hotel Management Entertainment Strategic Planning Marketing Budgeting Business Planning Business Strategy Sales Management Forecasting Customer Relationship Management Finance Project Management Operations Management Account Management Event Planning Data Analysis Marketing Strategy Research Financial Planning Databases Interviewing Sourcing Communication Team Leadership Training Teamwork Networking Market Research Marketing Analytics Newsletters

Joann (Jo) Oliphant Education Details

Frequently Asked Questions about Joann (Jo) Oliphant

What company does Joann (Jo) Oliphant work for?

Joann (Jo) Oliphant works for Gorascal

What is Joann (Jo) Oliphant's role at the current company?

Joann (Jo) Oliphant's current role is Loan Partner.

What is Joann (Jo) Oliphant's email address?

Joann (Jo) Oliphant's email address is jo****@****ail.com

What is Joann (Jo) Oliphant's direct phone number?

Joann (Jo) Oliphant's direct phone number is +180823*****

What schools did Joann (Jo) Oliphant attend?

Joann (Jo) Oliphant attended Hawaii Pacific University, Tuscaloosa County High School.

What are some of Joann (Jo) Oliphant's interests?

Joann (Jo) Oliphant has interest in Writing, Children, Cooking, Environment, Education, Poverty Alleviation, Science And Technology, Disaster And Humanitarian Relief, Digital Photography, Travel.

What skills is Joann (Jo) Oliphant known for?

Joann (Jo) Oliphant has skills like Mortgage Lending, Loan Origination, Customer Service, Web Design, Real Estate, Management, Sales, Social Media Marketing, Social Media, Credit, Team Building, Banking.

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