My professional experience involves the management and team leadership for 14 years, having passed through several areas: Business, Retail, Private banking .I was also involved in a merger of three banks where I was housed in a 2 year project for the implementation for all retail areas.My career has enabled me to acquire skills in strategic-planning, people management, Relationship, Performance & Wealth Management ,comercial activity and also give me strong management and leadership skills with experience in handling multiple tasks, people management and business decisions.I´m also a team player and used to managing complex teams and projects. University professor with 12 years experience taught the disciplines of area management with specialization in financial area and financial marketsSpecialties: Specializing in sales and in financial markets with post-graduation in management of financial institutions and monetary transactions and master's degrees in financeCertificate for financial advice for Portuguese Association of Banks and City & Guilds UKCertificate for Financial Advisor by European Financial Advisor EFPAExtensive experience in the banking market in retail, corporate and private bankingSpecializing in training with 12 years experience