• Regulatory and compliance counsel for a large fintech company that offers or assists third-parties in offering online and point-of-sale loans, leases, credit cards, and retail installment contracts• Primary legal support for lease-to-own, retail installment contract, and bank-issued installment loan businesses• Responsibilities include providing legal and regulatory support to the Marketing, Product, Credit, Collections, Partnerships, and Compliance teams regarding applicable consumer credit, fair lending, consumer privacy, and consumer protection laws• Correspond directly with bank partners to ensure alignment on all aspects of loan program during product development • Provide legal and strategic counsel to start-up credit card business, primarily regarding licensing and regulatory matters and interactions with regulators and strategic partners• Analyze risk and communicate with executive team and company leadership regarding the same• Track regulatory and legislative developments that impact the company and advise stakeholders on attendant change management requirements• Manage all aspects of company’s regulatory licensing program, including new license applications, renewals, and periodic reports

• Counsel all business units on a wide range of legal and business matters, including those relating to regulatory compliance, product development, government affairs, licensing, litigation, labor andemployment, intellectual property, and corporate governance.• As division general counsel for the consumer lending business, responsible for setting the strategicvision and for all legal and regulatory components of the company.• Negotiate, draft, and review a broad array of commercial agreements, including agreements withthe company’s lenders and investors, strategic partnerships, and vendors.• Advise executives and senior management on employment issues, including those relating toemployee relations, terminations, policies and practices, and disputes and complaints.• Play a key role in fundraising initiatives by leading legal and compliance discussions with potentialinvestors, preparing presentations for “roadshow” meetings, and assisting with due diligence.

• Manage a leading financial technology company's regulatory team of 5 lawyers and 2 paralegals, which supports all of the company's products, new initiatives, regulatory compliance, licensing and litigation.• Consult business teams to ensure compliance with relevant laws, including those relating to electronic signatures and transactions, payments, privacy and data security, fair lending, collections, credit reporting, affiliate and vendor relationships, anti-corruption and anti-bribery, “know your customer,” anti-money laundering and marketing and advertising. • Analyze federal and state issues applicable to fintech companies, including those pertaining to third-parties that service bank loans, UDAAP, the GLBA, FCRA, TILA, FDCPA, TCPA, Telemarketing Sales Rules, EFTA, ECOA, MLA, SCRA, ESIGN Act, and state lending, privacy and data security statutes.• Advise on strategy relating to regulatory inquiries, investigations, and litigation and and draft company responses in connection with the same.• Ensure company’s compliance with a rapidly-changing regulatory landscape by monitoring legislative and judicial developments in the financial services industry, analyzing impact to the company, and working with business units to modify products, processes, and procedures to conform to the changes.• Draft and review legislation, meet with legislators and regulators about such laws, and prepare and review position papers and comment letters on proposed rules, regulations, and guidance.• Review customer-facing materials for compliance with applicable laws, including: account-opening and other disclosures, emails, letters, and phone scripts, websites and TV and radio commercials.• Assist with due diligence initiatives on M&A and provide regulatory counsel in connection with negotiating transactions and integrating new businesses.

• Handled all aspects of litigation, from pre-suit counseling and investigation through post-judgment and appellate litigation. Responsibilities in both state and federal court litigation and regulatory proceedings included preparing cases for arbitration, injunction hearings, and trial.• Active member of litigation team that won an $18 million verdict in a software development action. Significant involvement in discovery, witness preparation, pre- and post-trial briefings, and testimony and arguments at arbitration.• First chair responsibility for a team that prevailed in a breach of contract action in Illinois state court. Responsibilities included document discovery, depositions, pre-trial briefing, opening statement, certain direct and cross-examinations, and post-trial briefing.