JOE E. YOUNG, JR., ChFC, AEP, CFBS, CLU, MSFS Joe believes that community service is one of the most important elements of citizenship. He earned his Eagle Scout Award at age 15. He was also Chairman of the All American City Committee when Asheville won that award in 1970. Joe was President of the Asheville Jaycees in 1970-71 and voted Outstanding Young Man of the Year for Western North Carolina in 1972. He was Founding Chairman of the Boy’s Club of Asheville in 1972 and President in 1973. Joe was Vice President of the Chamber of Commerce in 1974-76 and received the Award for Outstanding Community Accomplishment. He is a strong supporter of the United Way of Asheville and Buncombe County and a founding member of the Peaks Society which is leadership giving for the United Way. He was chairman for that group in 1989. Joe was Founding Co-Chairman for the United Way HumanCare Foundation 1990-1995 and served as Chairman 1998-2002. Joe is a co-founder of Waypoint Strategic Financial Advisors, LLC, a Registered Investment Advisor, and is the managing partner of our Asheville, NC office. He started in business in 1963 after a three year tour in the Army. He became an agent with MassMutual Life February 1, 1970He was a speaker at the Million Dollar Roundtable (MDRT) in 1976. He has earned the designations of Chartered Financial, Consultant, Accredited Estate Planner, Certified Family Business Consultant, and Chartered Life Underwriter. He has a Master of Science in Financial Services from the American College in Bryn Marr, PA. Joe, a lifelong student, also completed the course work for the Master of Liberal Arts at UNCA with a 4.0 average.