Provide credit underwriting support to Portfolio Managers in Arizona and California. Perform detailed credit analysis on new and existing loans for investments exceeding $5MM. Prepare written recommendations for presentation to credit authorities regarding new investment proposals, renewals, amendments, and compliance testing for complex agricultural related businesses. Provide recommendations regarding transaction structure based on reliable analysis. Spread financial statements and analyze financial performance of borrowers and their industries. Monitor compliance and influence strategy in distress and work-out situations.

Prepared written analysis and recommendations for presentation to senior level management regarding new investment proposals, and the renewal/extension of existing credit facilities. Spread customer financial statements and monitored ongoing compliance with loan covenants. Assisted business bankers with credit and structuring considerations, and directly interfaced with customers as needed.

Managed portfolio of senior credit facilities serving as primary interface with business owners, senior financial officers, and syndication partners.

Served as primary interface with customers, syndication partners and legal counsel for an assigned portfolio of accounts with the objective of minimizing delinquency and charge-offs.

Developed investment opportunities with new and existing customers. Worked closely with affiliate sales teams to develop and deliver turn-key solutions for meeting complex end user requirements.

Responsible for all operational functions of the Southwest District including credit evaluation, documentation, funding, and portfolio management.