Joseph Ballarino, Cfp, Cphd Email & Phone Number

Providing guidance about SMART "SAFE MONEY" STRATEGIES. Since 1995, all of our advice to clients has AVOIDED ANY LOSS OF EQUITY VALUE during the most recent major market downturns (i.e."tech bust" / 9-11 /"Great Recession").The majority of our clients are looking for one or more of the following:-Growing my nest-egg safely and predictably no matter what's happening in the markets -Retirement income I can predict and count on-Access to money on my own terms when I need it -Pay for college tuition without going brokeOffering non-biased and totally independent financial advice to clients about specialized/time-proven strategies and products that protect against downside risk while achieving a decent return. Both personal and retirement plan assets are considered in the context of major asset-class diversification.Several prestigious/professional/leadership designations including American Arbitration Association Panel, Institute of CFP's (VP of Ethics & Regulatory and Board of Directors), Registry of Financial Planning Practitioners and Bank On Yourself Authorized Advisor.Spoken or written on behalf of a number of prominent organizations including the following:USA TODAYCHICAGO TRIBUNECHICAGO SUN TIMESCPA ADVANTAGE CLUBNATIONAL COUNCIL ON FOUNDATIONSNATIONAL ASSOCIATION OF ACCOUNTANTSNATIONAL COUNCIL OF CPA PRACTITIONERSNATIONAL SOCIETY OF FUND RAISING EXECUTIVES

- Assistant To The President- Director of Strategic Planning- Information Technology- Mathematical Modeling- Acquisitions, divestitures and takeovers- Corporate liaison with top-rated consulting firms including Stanford and Harvard as well as McKinsey & Associates

Bs, Accounting

Activities and Societies: Campus government-Governor & Executive Council; Various honorary, scholarship & service groups; Accounting Club;

Education record