My clients often tell me they appreciate my open and frank approach and I find this leads me to a better understanding of their circumstances as well as their grasp of what we are doing with their money and why. In an increasingly complex market, the options presented to clients can be overwhelming and I aim to make things as simple and transparent as possible. I always encourage clients to pursue holistic financial planning so that we can ensure the best possible outcome for them. Alongside this I am also able to offer discretionary investment management services tailored to your individual needs. Within 18 months of starting work within the industry I gained full CFP qualification and CAS status. I have been qualified to Diploma level for over 10yrs and have since achieved Chartered Financial Planner status. I am also a Fellow of the Personal Finance Society.My specialisms include: - Pensions - Discretionary Investment Management - Tax Planning - TrustsI hold the following industry related qualifications awarded by the CII/PFS:JO1 Personal taxJO2 Trusts (Distinction)JO3 Tax & legal aspects of businessJO4 Pension funding optionsJO5 Pension income options (Distinction) JO6 Investment principles, markets and environmentsJ10 Discretionary investment managementJ12 Securities advice & dealingAF1 Personal tax & trust planningAF3 Pension planningAF4 Investment planningAF5 Financial planning processRO8 Pensions UpdateCF8 Long Term Care Insurance