Joe Dirig, Fpac Email & Phone Number

Lake Villa, Il, Us

Riverwoods, Il

Northbrook, Il

• Leader of a global team responsible for life metrics and operational analytics, as well as operations workflow management• Developed and executed strategy around metrics and reporting for life and annuity operations• Oversee the analysis and communication of metric driven results, developing key insights on financial and strategic initiatives• Assist business unit leaders and stakeholders in the areas of forecasting, strategic planning, success measurement, business case development, capital management, and internal controls• Recommended actions resulting in the achievement of $6.6M (40% of total spend) in annual run rate cost savings through process efficiencies, predictive demand management, and global resource reallocation

Northbrook, Il

• Created and led the Continuous Improvement & Analytics team consisting of a pool of 9 financial analyst direct reports responsible for providing finance support to senior financial consultants while focusing on process improvement, best practice identification and utilization, and consistent training and development • Acted as CFO for five ATSV officers, providing ongoing financial support while developing strong partnerships• Provided meaningful reporting and analysis on the drivers of expense and consulted on potential courses of action to ensure optimal expense control and long-term cost structure optimization• Responsible for coordination of all ATSV Finance recruiting and hiring• Led a cross functional team (representing Finance, Procurement, and Allstate Information Security senior leaders) responsible for actively managing the Cyber Security program budget, providing weekly updates to ATSV officers• Identified process and control improvements within ATSV Finance, including streamlining the forecasting and plan addendum processes, utilizing Tableau for release valuation reporting, and recommending changes to ATSV AOR financial accountability

Northbrook, Il

• Created comprehensive inspections reporting and analysis tool in Tableau that allows leaders throughout the organization to actively track and manage the property inspection process• Managed and coordinated semi-annual process of identifying foreclosed or potentially abandoned properties and mitigated those risks to improve the overall property book of business• Provided risk management consulting and communication on the overall health of the homeowners insurance line• Continuous improvement of existing Property Product Management applications including the strategic leadership of Competitive Intelligence and Emerging Topics

Northbrook, Il

• Managed a team of seven employees responsible for wire transfers, cash concentration, cash forecasting and liquidity management, bank fee analysis, and direct expense planning and analysis for Treasury and CEO cost centers• Executed $1B corporate share repurchase program that was both 10b-18 and 10b5-1 compliant by selecting broker(s) for rotations, recommending purchase options, formulating purchase plans, providing daily and intraday instructions to the broker, and creating grids for blackout periods• Built, managed, and maintained relationships with ~30 banks• Created the Earnings Credit Rate (ECR) Program following the 2007-2008 financial crisis by negotiating rates in excess of the short term investment portfolio yield with 14 banks and managing balances in excess of $525M, resulting in $2.7M, $1.5M, and $1.2M reductions in bank fees in 2009 through 2011, respectively• Negotiated three-year contracts for disbursement services with two banks, representing $2.2M in annual spend• Reduced annual bank fees by $600k through contracted depository services pricing with 20 banks• Created Cash and Banking Operations (CBO) Dashboard, providing high level analysis, trending, and updates of major cash management functions and projects

Northbrook, Il

• Provided analysis and consolidation of quarterly business unit forecasts for CFO press release guidance• Coordinated annual corporate operating plan and Strategic Management Framework (SMF)• Provided CFO support for Allstate Board of Directors presentations, monthly Senior Management Team (SMT) reporting packages, and scripting of Quarterly Communication (QC) Talking Financials segment• Monthly reporting and analysis of CEO, Treasury and Planning, and Finance Shared Services direct expenses• Evaluated potential M&A opportunities and developed new screening tool (M&A newsletter)

Northbrook, Il

• Manager of PF Plan Team: 2/06 – 11/06; responsible for development and training of six financial analysts, creation of monthly Protection results package for Protection Operating Committee, and creation of monthly forecasts, annual plan, and annual SMF submission to Treasury and Planning• Claims Advisory Services Financial Consultant: 8/05 – 2/06; provided financial support and consultation to Senior Vice President – Eastern Territory of Claims and Vice President – Property Process Mastery; trained and developed regional Field Claim Analysts• Project Manager – PASS Project, Phase II: 4/05 – 8/05; responsible for selection of new planning software for Protection Finance and Field Controller departments; evaluated SAP BW-BPS and Hyperion Planning

Hauppauge, Ny

• Responsible for training, development, and hiring of ten employee division• Provided recommendations on the hiring of new agents based on review of their business plans, capital adequacy, and cash flow models• Supported Regional Controller in Market Operating Committee (MOC) meetings

Hauppauge, Ny

• Led Planning and Forecasting team responsible for creation of regional forecasts and operating plans; wrote narratives for home office Protection Finance submissions• Training coordinator for Finance Division – developed training plan for financial analyst group; created flow of the numbers training modules to teach new analysts the flow of financial insurance factors (production, premium, loss, expense)• Created a reconciliation model to measure the impacts of various premium and loss factors on plan and prior period loss ratio variances

Master Of Business Administration (Mba), Corporate Financial Management And Financial Institutions And Markets

Bachelor Of Science (B.S.), Business Administration; Finance And Marketing