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Joe Fallica Email & Phone Number
Loan Officer, NMLS# 475656, C and F Mortgage
at
C&F Mortgage Corporation
1 work email found
@union-mtg.com
2 phones found area 703
LinkedIn matched
✓ Verified July 2026
4 data sources
Profile completeness 86%
Current company
Role
Loan Officer, NMLS# 475656, C and F Mortgage
Location
Greater Charlottesville Area, United States
Company size
Who is Joe Fallica? Overview
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Quick answer
Joe Fallica is listed as Loan Officer, NMLS# 475656, C and F Mortgage at C&F Mortgage Corporation, a with 208 employees, based in Greater Charlottesville Area, United States. AeroLeads shows a work email signal at union-mtg.com, phone signal with area code 703, and a matched LinkedIn profile for Joe Fallica.
Joe Fallica previously worked as Loan Officer, NMLS# 475656, C&F Mortgage at C&F Mortgage Corporation and Mortgage Banker at Atlantic Bay Mortgage Group.
Company email context
Email format at C&F Mortgage Corporation
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{first_initial}{last}@union-mtg.com
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AeroLeads found 1 current-domain work email signal for Joe Fallica. Compare company email patterns before reaching out.
Profile bio
About Joe Fallica
My name is Joe, and I have been in the financial services industry for the past 20 years. Having held positions in both loan origination and financial operations, it was my job to identify potential referral partners and strengthen existing relationships through my knowledge of various loan programs and their corresponding guidelines. By counseling borrowers and helping them to establish realistic expectations in their loans, I was able to ensure they understood the entire loan process. This ultimately guaranteed my success with new clients, in addition to improving relations with existing ones!A few key components of my previous positions included:-Asking comprehensive, detailed questions when obtaining a financial profile to determine the qualifications of the borrower. -Reviewing all available product options with the consumer and communicating potential challenges while offering proactive recommendations to avoid them.-Managing the underwriting and closing processes and overseeing the loan origination system.-Assisting with daily operations of the department including the supervision of the mortgage operations team. If asked, my colleagues would probably say…-I thrive on establishing trust and increasing customer loyalty. -I love to promote effective communication and encourage professional development. -I have an affinity for improving organizational performance and efficiency. A few interesting facts about me: -I always enjoy spending free time with family and friends. -I have been coaching middle school basketball for the past eight years.-I serve proudly on the UVA Children’s Hospital Advisory Board. -I enjoy being an active member in our church. I am always happy to connect with new colleagues and friends and I can be reached at 434.989.5010 or at joefallica@atlanticbay.com.Joe FallicaNMLS #475656Licensed in VA(434) 989-5010Atlantic Bay Mortgage Group, LCCNMLS #72043www.nmlsconsumeraccess.orgEqual Opportunity Lender
Listed skills include Loan Origination, Mortgage Lending, Mortgage Marketing, Credit, and 6 others.
Current workplace
Joe Fallica's current company
Company context helps verify the profile and gives searchers a useful next step.
C&F Mortgage Corporation
11 roles · 26 years
Joe Fallica work experience
A career timeline built from the work history available for this profile.
Loan Officer, Nmls# 475656, C&F Mortgage
Mortgage Banker
Home Mortgage Consultant
Feb 2022 - Jul 2022
Senior Mortgage Banker
FHA & VA, Conventional Loans, Portfolio Loans, USDA, VHDA Loan, Jumbo Loans, Construction-Perm Loans & Down Payment Assistance Programs
Mar 2017 - Feb 2022
Client Relationship Manager
- Executive team member serving dual roles as both Client Relationship Manager and Branch Manager at Blue Ridge Bank.- Analyze financial data and provide recommendations on loan programs and rates determined by customer’s credit, eligibility, and needs. - Strengthen relationships with existing customers and encourage new business growth by accurately assessing client financial needs and goals.- Formulate effective business plans and solutions that maximize strategic efforts and penetrate market share by ensuring quality delivery of products and services.- Guarantee branch compliance of both federal and state regulations pertaining to underwriting and home lending laws.- Manage all branch operational efforts including coaching, directing, and managing a sales team comprised of loan mortgage consultants and support staff members. - Support the bank’s culture through on-going client contact, quality customer service, and superior product knowledge.
2016 - Jun 2020
Mortgage Loan Officer
- New Business Developer continually seeking out opportunities to upsell additional loan products and secure new mortgage lenders.- Evaluated applications for approval and assisted with negotiations and decisions pertaining to creditors, borrowers, and mortgagers. - Completed necessary credit investigations and compiled the financial analysis of all prospective borrowers.
2015 - 2016
~1 yr
Senior Mortgage Loan Officer
- Executive Leadership team member serving as the high-profile “face” of the bank, collaborating with other senior leaders to increase sales and grow loan production.- Oversee more than 90 loan officers, developing incentive programs and maximizing revenue growth and referral-based business through various recognitions and awards.
2013 - 2015
~2 yrs
Assistant Director
- Assistant Director of Mortgage Operations enhancing business endeavors by managing the success of operational efforts including the supervision of 17 full-time mortgage support personnel.- Identified and solved problematic issues both timely and effectively.- Documented employee performance and provided feedback through periodic discussions and reviews while offering training and recommendations for pay adjustments.
Jan 2011 - Jun 2013
Associate Vice President
- Provided strategic leadership and financial advocacy in the planning, implementing, improving, and evaluating of the bank’s operational efforts.- Maximized bank profitability through appropriate pricing of new loan originations and structured fee incomes.
2003 - 2011
~8 yrs
Associate Vice President
- Negotiated terms and structured loan financing, evaluating risk considerations and assessing current credit approval rates.
2001 - 2003
~2 yrs
Team & coworkers
Colleagues at C&F Mortgage Corporation
Other employees you can reach at cfmortgagecorp.com. View company contacts for 208 employees →
CC
Courtney Chernault
Colleague at C&F Mortgage CorporationColonial Heights, Virginia, United States
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BH
Bill Hamrick
Colleague at C&F Mortgage CorporationCharlottesville, Virginia, United States
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KJ
Kathleen Johnson
Colleague at C&F Mortgage CorporationMidlothian, Virginia, United States
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SM
Shellee Mildrum
Colleague at C&F Mortgage CorporationGlen Allen, Virginia, United States
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CM
Charles Merrill
Colleague at C&F Mortgage CorporationGreater Richmond Region, United States
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MR
Mary Rebholz Finch
Colleague at C&F Mortgage CorporationYorktown, Virginia, United States
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VS
Vivian Smith
Colleague at C&F Mortgage CorporationYorktown, Virginia, United States
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AR
Amy Robertson
Colleague at C&F Mortgage CorporationRichmond, Virginia, United States
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JP
Jenny Poppell, A.M.B.
Colleague at C&F Mortgage CorporationVirginia Beach, Virginia, United States
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AG
Anna Gibboney
Colleague at C&F Mortgage CorporationUnited States
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Courtney Chernault
Colleague at C&F Mortgage CorporationColonial Heights, Virginia, United States
View →
BH
Bill Hamrick
Colleague at C&F Mortgage CorporationCharlottesville, Virginia, United States
View →
KJ
Kathleen Johnson
Colleague at C&F Mortgage CorporationMidlothian, Virginia, United States
View →
SM
Shellee Mildrum
Colleague at C&F Mortgage CorporationGlen Allen, Virginia, United States
View →
CM
Charles Merrill
Colleague at C&F Mortgage CorporationGreater Richmond Region, United States
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MR
Mary Rebholz Finch
Colleague at C&F Mortgage CorporationYorktown, Virginia, United States
View →
VS
Vivian Smith
Colleague at C&F Mortgage CorporationYorktown, Virginia, United States
View →
AR
Amy Robertson
Colleague at C&F Mortgage CorporationRichmond, Virginia, United States
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JP
Jenny Poppell, A.M.B.
Colleague at C&F Mortgage CorporationVirginia Beach, Virginia, United States
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AG
Anna Gibboney
Colleague at C&F Mortgage CorporationUnited States
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FAQ
Frequently asked questions about Joe Fallica
Quick answers generated from the profile data available on this page.
What company does Joe Fallica work for?
Joe Fallica works for C&F Mortgage Corporation.
What is Joe Fallica's role at C&F Mortgage Corporation?
Joe Fallica is listed as Loan Officer, NMLS# 475656, C and F Mortgage at C&F Mortgage Corporation.
What is Joe Fallica's email address?
AeroLeads has found 1 work email signal at @union-mtg.com for Joe Fallica at C&F Mortgage Corporation.
What is Joe Fallica's phone number?
AeroLeads has found 2 phone signal(s) with area code 703 for Joe Fallica at C&F Mortgage Corporation.
Where is Joe Fallica based?
Joe Fallica is based in Greater Charlottesville Area, United States while working with C&F Mortgage Corporation.
What companies has Joe Fallica worked for?
Joe Fallica has worked for C&F Mortgage Corporation, Atlantic Bay Mortgage Group, Wells Fargo, Blue Ridge Bank, N.A., and Townebank Mortgage.
Who are Joe Fallica's colleagues at C&F Mortgage Corporation?
Joe Fallica's colleagues at C&F Mortgage Corporation include Courtney Chernault, Bill Hamrick, Kathleen Johnson, Shellee Mildrum, and Charles Merrill.
How can I contact Joe Fallica?
You can use AeroLeads to view verified contact signals for Joe Fallica at C&F Mortgage Corporation, including work email, phone, and LinkedIn data when available.
What skills is Joe Fallica known for?
Joe Fallica is listed with skills including Loan Origination, Mortgage Lending, Mortgage Marketing, Credit, Loans, Finance, Underwriting, and Banking.
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