Provide guidance in developing and implementing tailored fixed-income investment strategies for institutional and individual clients to optimize the risk-reward profile of their investment portfolios.

• Provided community banks throughout the Midwest with professional insights, resources, & services as it relates to Capital Markets, International, Treasury Services, & Bank Stock Financing• Responsible for developing, maintaining, & expanding relationships through the implementation of marketing campaigns, calling programs, & sponsorships• Represented Commerce Bank at various conventions, conferences, seminars, etc. • Analyzed bank performance and assist in underwriting bank stock loans, presenting to loan committee, preparing loan documentation with internal legal team, booking loans, and subsequent monitoring of loan portfolio• Remained informed on legislative, regulatory, & compliance issues, banking industry news, as well as M&A trends to act as a trusted resource for community bankers

• Worked across the retail and commercial channels of the bank to complete commercial loan renewals, modifications (rate reductions, term extensions, substitutions, subordinations, collateral releases), collections, exceptions, and other servicing requests for the markets of Springfield & Central Missouri, Illinois, and Wichita, KS • Managed the "Quickline" credit card product portfolio (collections, credit reviews, and servicing needs) throughout Commerce Bank's retail footprint

• Conducted comprehensive financial analysis on companies of diverse industries and sizes• Worked with seasoned commercial bankers to conduct comprehensive financial analysis for commercial loan requests ranging from $250K to $50 Million• Researched key underwriting criteria including loan structure, cash flow, collateral competition and industry considerations for use in credit reports• Expanded relationships, prospected for new clients, wrote memos, and presented loan requests in committee while on rotation under a Commercial Relationship Manager

• Worked directly with building services director to improve technical issues throughout the entire building• Trained and created checklists and handbook materials for new employees• Processed payroll for student employees

• Developed an understanding of the process of commercial loan proposals, approvals, and documentation• Observed loan agreement, promissory note, corporate/personal guaranty, & real estate loan documentation• Input information from various financial statements into a standard, company-wide format for analysis• Became acquainted with company databases and reports and how the information relates to credit packagesit packages

• Put financial knowledge into practice while serving customers with personal banking needs• Trained in Item Processing• Worked in several different branches throughout Southwest Ohio

• Assisted customers with bank transactions• Delivered documents and money between branches• Archived signature cards into system for account verification purposes• Helped train part-time employees