Joel Padilla

Joel Padilla Email and Phone Number

Assistant Vice President (AVP), Sr. AML Sanctions Specialist at PNC @ PNC
pittsburgh, pennsylvania, united states
Joel Padilla's Location
Houston, Texas, United States, United States
Joel Padilla's Contact Details
About Joel Padilla

I am a highly skilled and results focused Business Professional with extensive experience in Quality Control, Risk and Regulatory Compliance, Anti-Money Laundering (AML), Know Your Customer (KYC), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), OFAC Sanctions, and Transaction Review and Monitoring within the banking / finance industry. I have very strong analytical problem solving and business decision making skills. I am also a self-motivated professional who works well independently and as a solid team member, while always looking to build strong, long-term relationships with clients, peers, and industry leaders. My attention to detail and commitment to high quality standard enable me to effectively provide and conduct the highest level of reviews and analysis.

Joel Padilla's Current Company Details
PNC

Pnc

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Assistant Vice President (AVP), Sr. AML Sanctions Specialist at PNC
pittsburgh, pennsylvania, united states
Website:
pnc.com
Employees:
48208
Joel Padilla Work Experience Details
  • Pnc
    Assistant Vice President (Avp), Sr. Aml Sanctions Specialist
    Pnc Nov 2021 - Present
    Houston, Texas, United States
    * Implement enterprise wide and business unit Anti-Money Laundering (AML) and Sanctions Programs to prevent illegal, unethical, or improper business practices. Assist in the execution and oversight of activities to comply with the Bank Secrecy Act, AML, USA PATRIOT ACT and Sanctions Program requirements. * Update AML and Sanctions policies and procedures as needed. Ensure that Compliance Manuals, Front Office Manuals, policies and procedures accurately reflect current laws, rules, other regulatory requirements and management intent. Independently challenge analyses, reviews and recommendations. * Identify and define the AML and Sanctions objectives for assigned line(s) of business, products/services and applicable regulations. Communicate and socialize those objectives (from a leadership position) to the business. Coordinate AML and Sanctions compliance monitoring and oversee preparation of compliance reports. * Prepare AML and Sanctions compliance reports and/or customer risk profiles. Identify issues and escalate through proper governance channels as needed. Analyzes assessments of AML and Sanctions risk and internal controls. Research AML and Sanctions regulatory developments. Assists, as appropriate, in updating or implementing new/enhanced processes in order to ensure timely and effective compliance with new AML and Sanctions regulatory requirements. * Support key business initiatives by identifying AML and Sanctions Compliance risks and providing resolutions to manage these risks. Serve as a resource regarding AML and Sanctions compliance impact on such matters on overall business activities, product development and customer activities.
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  • Bbva Compass
    Bsa Analyst - Bsa/Aml Compliance
    Bbva Compass Aug 2018 - Sep 2021
    Houston, Texas Area
    Responsible for adhering to BBVA policies and procedures while ensuring compliance with regulatory requirements at a federal, state and local level that impact the company and its operations. Conduct the BSA monitoring program which includes: exception monitoring, clearing, investigating and reporting in accordance with BBVA BSA/AML policies and procedures.Diligent documentation of required records and updates to policies and procedures, rules and regulations in full compliance with BSA.Document investigations and case reviews, investigate and coordinate with other departments. Evaluate fraudulent, suspicious, or unusual activity for regulatory reporting.Conduct internal/external research, pulling of transactions records, and reviewing reports to determine whether transactions are suspicious. Escalate findings for determination based on this analysis regarding regulatory filings.
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  • Bbva Compass
    Account Control Analyst
    Bbva Compass Mar 2017 - Aug 2018
    Houston, Texas
    Responsible for performing the on-boarding due diligence process for International customers according to BBVA Compass AML, CIP, KYC guidelines & Account Control Unit (ACU) policies and procedures for assuring compliance with regulatory requirements at federal, state and local level.- On-boarding and remediation of Domestic and Foreign high risk customers from FATF, Bank Defined and Sanctioned Countries.- Document investigations and case reviews, investigate and coordinate with other departments to ensure proper KYC/EDD documentation and information to bring customers up to standards.- Research and review of unusual and/or inconsistent KYC/EDD information, and proper escalation to management.
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  • Chase
    Avp - Aml Compliance Officer
    Chase Apr 2002 - Dec 2016
    Houston, Texas Area
    BUSINESS BANKING QUALITY CONTROL ANALYST, 2014 – 11/2016• Conduct secondary level due diligence reviews (Quality Control) in accordance with internal AML (Anti-Money Laundering) / Know Your Customer (KYC) policies and guidelines to ensure that proper Enhanced Due Diligence reviews are conducted for high risk entity Consumer and Community Banking customers.KYC DUE DILIGENCE QUALITY CONTROL ANALYST, 2013 – 2014• Supported the smooth migration of the Politically Exposed Persons (PEP) Team from AML Compliance to the consumer space, in Consumer & Community Banking, which included the initial training and oversight of a team of ten analysts. Also conducted secondary level due diligence reviews (Quality Control) in accordance with internal AML/KYC/PEP policies and guidelines.TEAM MANAGER (AVP), 2011 – 2013• Provided oversight over the PEP On-boarding Team, which consisted of 10 analysts, within the AML Compliance Department. This included leadership and oversight to identify and mitigate risks within the PEP population; lead team to ensure the delivery of a quality product in a timely manner; and effectively apply team building and coaching techniques.SR. COMPLIANCE OFFICER, 2006 – 2011• Provided support over the PEP On-boarding process, which consisted in identifying and on-boarding the line of business high risk PEP Population in accordance with the CIP/KYC Standards in RFS AML Compliance Department.KYC - NEW ACCOUNT SCREENING ANALYST, 2003 – 2006• Conducted CIP (Customer Identification Program)/KYC (Know Your Customer) reviews which included the remediation of existing customers and on-boarding of new-to-bank customers in accordance with internal policies and guidelines to ensure that proper information and documentation was obtain.FLS, (FOREIGN LANGUAGE SERVICES) - TELEPHONE BANKING SPECIALIST, 2002-2003• Provided quality information, options and solutions to clients, utilizing an excellent knowledge of company’s products and procedures.
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Joel Padilla Skills

Bank Secrecy Act Asset Management Anti Money Laundering Aml Banking Due Diligence Financial Risk Kyc Ofac Risk Management Usa Patriot Act Fraud Operational Risk Management Operational Risk Financial Services Financial Regulation Retail Banking Fraud Investigations Financial Analysis U.s. Office Of Foreign Assets Control Finance Management Microsoft Office Leadership Customer Service Regulatory Compliance Microsoft Excel Risk Assessment

Joel Padilla Education Details

Frequently Asked Questions about Joel Padilla

What company does Joel Padilla work for?

Joel Padilla works for Pnc

What is Joel Padilla's role at the current company?

Joel Padilla's current role is Assistant Vice President (AVP), Sr. AML Sanctions Specialist at PNC.

What is Joel Padilla's email address?

Joel Padilla's email address is pa****@****ast.net

What is Joel Padilla's direct phone number?

Joel Padilla's direct phone number is +183223*****

What schools did Joel Padilla attend?

Joel Padilla attended University Of Houston.

What skills is Joel Padilla known for?

Joel Padilla has skills like Bank Secrecy Act, Asset Management, Anti Money Laundering, Aml, Banking, Due Diligence, Financial Risk, Kyc, Ofac, Risk Management, Usa Patriot Act, Fraud.

Who are Joel Padilla's colleagues?

Joel Padilla's colleagues are Kate F., Joel Gard, Franklin Vittini, Drew Peters, Csm, Pmp, Caleb Loughrin, Karen Pisano, William Stevens.

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