CANDELA GROUP PTE LTDWe are an alternative finance solutions provider, focusing on Small and medium-sized enterprises (SMEs) play a critical role in the economic growth and employment creation of any economy. We are committed to supporting Business Owner in their growth domestically and in their regional expansion by offering an integrated, customised, and unique financing structure to suit the varying needs of SME businesses in Asia. We deliver a whole suite of enterprising solutions to support local enterprises at each stage of their business cash flow cycle, most of the time under served by the banks.Responsibilities- Focus as an Invoice Financing Provider. - Prepare credit applications (quantitative and qualitative client analysis), credit renewal and undertake periodic review of credit files and structured trade and commodity finance from clients banking facilities. - Formulate, complete and execute account plans for identified clients in the assigned portfolio to increase their Company shares. - Structure and handle trade financing solutions tailored to the specific needs of their business trade base on their cash flow cycle. - Monitor and manage accounts actively, being alert to credit deterioration or improvement, and taking timely action including elevation to my credit and risk management team. - Handle loan, transaction & perfecting security documentation and negotiations. - Assess transactional, credit and technical risks and working closely in conjunction with my underwriter. - Review and validate on a day to day basis and in line with existing credit lines (or specific approvals to be sought as applicable) all trade transactions as proposed by clients and working closely in conjunction with the operation team. - Deal with SMEs that are unable to obtain sufficient financing from the banks.