Joel Michaud, Mba, Cpa, Cma Email & Phone Number

Toronto, ON, CA

Niagara Falls, Ontario, CA

Responsible for financial leadership of various hospitality businesses generating +$100M of revenue while managing a finance team of 10 employees

• Act as senior finance leader & business partner to the Owners and leadership teams supporting critical decision making by providing insights and recommendations through analysis of company data, trends, market.
• Lead all aspects of finance and accounting including AP, AR, cash flow, debt management, financial modelling, funding, investment, liquidity, payroll. etc.
• Lead payroll and manage Sun Life benefits plan as administrator
• Lead all business planning including BP, RE, LE and long-term forecasting
• Oversee two 3rd IT service companies whom manage company IT infrastructure and services
• Manage 3rd party accounting firm to prepare annual tax returns and reviewed financial statements

• Act as senior finance leader & business partner to the Owners and leadership teams supporting critical decision making by providing insights and recommendations through analysis of company data, trends, market.
• Lead all aspects of finance and accounting including AP, AR, cash flow, debt management, financial modelling, funding, investment, liquidity, payroll. etc.
• Lead payroll and manage Sun Life benefits plan as administrator
• Lead all business planning including BP, RE, LE and long-term forecasting
• Oversee two 3rd IT service companies whom manage company IT infrastructure and services
• Manage 3rd party accounting firm to prepare annual tax returns and reviewed financial statements

Santa Monica, California, US

• Finance leader and member of the RBCD Leadership Team
• Play an important role in the development of the Red Bull Canada Distribution business
• Business partner to the GM and sales leadership team, supporting decision making by providing critical insights and recommendations through analysis of company data, trends, market conditions, etc.
• Provide leadership, mentorship and training to 5+ employees in various aspects of Finance
• Develop bottom-up business plans in line with organizational requirements (volume, profitability & KPI targets)
• Ensure budgets are managed and tracked correctly, support the RBCD team to maximize their budget effectiveness

• Rotated through different streams of Wealth Management (i.e. financial planning, private banking, insurance, brokerage) to gain exposure to how all these areas apply to an overall financial strategy for a client’s life
• Worked alongside wealth teams in a Scotiabank Wealth Management branch and gained practical experience in supporting those teams by developing financial plans for clients

El Segundo, California, US

• Promoted to an expanded role which added leadership of Canada’s local market pricing for both domestic and direct import businesses as well as becoming the Finance representative to all business units (Girls, Boys and.
• Led Mattel in all formal forecasting/planning cycles (through which a deep understanding of Hyperion was developed)
• Led Mattel in all aspects of pricing, coordination of seasonal pricing cycles & ad hoc pricing as well as item setup
• Provided mentorship, coaching and training to 2 reports, including 1 junior analyst on pricing and 1 junior analyst on forecasting
• Analyzed and approved pricing with special attention paid to margin targets and business sales objectives
• Contributed to the Hyperion system upgrade project, completing system testing and training of staff

El Segundo, California, US

• Provided critical leadership for Mattel’s formal forecasting cycle which included pre-plan, plan and quarterly forecasts
• Specific forecasting tasks included the ground up sales forecast build, by customer and by brand on a monthly basis, as well as budgets for key P&L expenses, such as COGS and Trade Spend, and managing various other.
• Owned the overall Forecast submission in Hyperion and worked closely with head office to ensure accurate reporting
• Managed the largest cost center, Trade Spend, in all aspects including budgeting, tracking & reporting and worked with the sales team to ensure that dollars spent on mark downs, co-op and various initiatives was.
• Conducted analytical support during actualization and quarter-ends
• Led the price exception process by working with the Sales team on ad-hoc requests for discounting product to determine business impact and provide approval

Waterloo, Ontario, CA

• Prepared, developed and enhanced the quarterly service cost model
• Analyzed key performance indicators and drivers of service cost for services such as BBM, browsing and email
• Conducted variance analyses to discover the reasons for cost changes and the impact of underlying assumptions
• Responded promptly to ad hoc requests for service cost data and explanations
• Fostered close professional relationships with peers and key players within the business

Waterloo, Ontario, CA

• Aided in the financial planning & analysis for operating expenses and revenue from both a budget perspective as well as monitoring actual performance relative to plan
• Managed the sales and marketing profit center and cost center hierarchies to ensure accurate planning and reporting
• Provided weekly updates on results and key metrics, including travel expense, GL details, shipments and net activations
• Analyzed key financial and non-financial metrics measured by corporate & leadership teams & provided explanations
• Assisted with month-end closing process, including reconciliation of operating expense accounts & identifying issues
• Contributed to committees for improving communication, month end closing and other FP&A processes

• Provided management consulting services for small and medium sized businesses, not-for-profit organizations, and start-up companies.
• Analyzed business needs and provided appropriate recommendations for procedural, operational and management strategies to support the success of the business
• Analyzed and evaluated performance data for a school board which included interpreting student performance results, identifying trends, and communicating the results
• Assisted entrepreneurs with the creation of business plans and the evaluation of their financial viability

• Actively listened to and assessed customers' needs to recommend total home solutions for TV, internet, home phone, and cell phone while balancing the customer's expectations and maximizing the store's profitability
• Continually updated product knowledge and actively participated in training and coaching initiatives, such as mentoring of new employees
• Provided recommendations to improve merchandise presentation for attracting customers and increasing sales of products and services
• Resolved customer concerns and problems by listening carefully and providing appropriate solutions to satisfy both the customer and management

Markham, Ontario, CA

• Responsibilities included all aspects of running a small business: developed and implemented a business plan; controlled cost and analyzed financial statements, recruited and managed employees; marketed and advertised.
• Achieved a sales closing rate of 55%resulting in $35,329 in total sales through ability to effectively manage relationships with current and potential customers
• Demonstrated strong attention to detail, and excellent time management and problem solving skills when services my customers

Master Of Business Administration (Mba), Accounting

Bachelor Of Business Administration (Bba), Finance, General