Joel Ralph Email & Phone Number

I am a Seasoned Loan Officer and have helped homeowners get to the finish line of the mortgage process for nearly 25 years and have successfully closed thousands of loans during that timespan. I relish the opportunity to educate and mentor clients through the homebuying process and strive to provide ideal options based on their needs, finances and goals. A resident of Connecticut for 49 years, I am an expert in this market. My top priority is to make the mortgage experience as seamless as possible with frequent updates and round-the-clock availability. Clients can expect attentiveness to every detail and a solution to every hurdle from me. My thorough approach will ensure clients feel comfortable and confident in their decision. I understand the magnitude of purchasing a home and will do everything I can to empower clients and help them achieve their homeownership dreams. My business spans the entire state of Connecticut. I am an expert on all loan types, including Conventional, Jumbo, VA and FHA. Outside of the office, I also enjoy taking day trips, going to movies, gardening, cooking and spending time with my husband and four children.NMLS# 412525. Guaranteed Rate Affinity NMLS# 1598647.

Listed skills include Mortgage Lending, Mortgage Underwriting, Customer Service, First Time Home Buyers, and 32 others.