Joel Viney Email & Phone Number

Leeds, Gb

London, London, Gb

My role is to lead the Compliance Advisory functions within Santander UK which oversea all retail products, services and distribution. Specifically this includes:* Current Accounts;* Savings Accounts;* Mortgages;* Credit Cards;* UPLs;* Investments;* Insurance;* Business Banking;* Branch Network;* Contact Centres; and * Cater Allen Private BankThe role includes all elements of 2nd Line Compliance Advisory oversight from an FCA Conduct Rules perspective.

London, London, Gb

Reporting into the bank's Director of Compliance, my role as Head of Compliance is to oversee the Wealth Management and Wholesale Compliance Advisory function. Prior to the move across to the SMCR I also held responsibility for Compliance Oversight (CF10) for Santander's investment platform business.The Wealth Management function at Santander currently covers:* Financial Planning (in branch face to face advice);* Private Banking (both Santander and Cater Allen brands); and* Santander's InvestmentHub (direct to consumer on-line investment platform).Prior to the move towards ring-fencing I was also responsible for Insurance, Sharedealing and Off-Shore banking in the Isle of Man and Jersey.The role involves the day-to-day Compliance oversight of the above mentioned areas of the business as well as specialist and regulatory projects. This includes:* 2nd line oversight of product design, management and distribution* Remediation projects* Proactive risk identification* Fund design and management* Oversight and Regulatory Due Diligence of 3rd party relationships* Oversighting the implementation of new IT systems/migrations* Distribution innovations* Implementing new regulation e.g. MiFID II; PRIIPs; MAR

Stratford, London, Gb

I was a Supervisor with the FCA in the Large Retail Banking Groups department working on one of the largest banks in the UK and Europe.I have extensive experience of Retail Banking conduct regulation including: *Planning and conducting Deep Dives*Planning and conducting Proactive Engagements (inc. senior management interview, board and risk committee papers and social media monitoring)* Designing and implementing supervisory strategies *Specific responsibility for oversight of the banks Internal Audit function in conjunction with the PRA*Specific responsibility for the oversight of the implementation of the Consumer Credit regime within the bank* Prudential supervision of some solo regulated firms and subsidiaries * Analysing and interpreting firm specific data including statutory regulatory returns* Assessing firms risk management frameworks, strategies and mitigation measuresOther Projects at the FCA/FSA:* Interest Rate Swaps project: assessing files and firm/skilled person reviews. Also work specifically on one of the main UK banks to sign-off initial project and allow full review* Internal supervisory audits* Change Ambassador: leading behavioural change through transformation of the FSA into the FCA* Regulatory Reform project: setting the direction for how the FCA will operate post legal cut overPrior to transitioning to the FCA I was responsible for supervising several firms of different size and complexity. This involved planning and conducting ARROW assessments, constructing Risk Mitigation Programmes and coordinating and oversighting s166 reviews, alongside several large consultancy firms.

Leeds, England, Gb

My role was to lead a department of 3 teams (compliance, legal and admin) to deliver department objectives and targets in line with agreed service levels, budgets and regulatory requirements. As part of my role I was also required to take the lead in various business initiatives and projects. *Delivered 20% reduction in unit costs in the first 2 years and a further 10% over the following years*Reengineered processes in line with a more customer centric approach and changes in regulation*Resource planning *Staff recruitment and ongoing development *Established a Departmental Reporting StructureOther Projects at Tenet:*Setting up the operational side of a new Asset Management Company *Setting up and integrating a new Contact Relationship Management (CRM) System*Various company mergers and acquisitions*Operational migration from our offices in Southampton to Leeds

Gb

My role was to manage a team of 17 people to deliver the team targets in line with company projections. I was also involved in many other company projects while in this role.* Successfully managed a team of 17 people (including 2 team leaders)* Set appropriate targets to ensure departmental aims were achieved* Designed and delivered new IT workflows which produced process efficiencies

Gb

R01

Certificate In Strategic And Financial Decision Making

Diploma In Management And Leadership

Certificates In Financial Planning (Cfp) 1-4

Education record