Credit Benchmark, a leading financial data analytics company, aggregates and anonymizes in-house credit risk estimates from the world’s leading banks relating to sovereign, corporate, bank, fund, and SME entities globally. Leveraging ‘consensus’ PD and LGD data, its platform empowers financial institutions and investors with actionable intelligence to make informed decisions and manage credit risk effectively.Use cases: credit & portfolio risk management, IFRS 9 / CECL impairments… Show more Credit Benchmark, a leading financial data analytics company, aggregates and anonymizes in-house credit risk estimates from the world’s leading banks relating to sovereign, corporate, bank, fund, and SME entities globally. Leveraging ‘consensus’ PD and LGD data, its platform empowers financial institutions and investors with actionable intelligence to make informed decisions and manage credit risk effectively.Use cases: credit & portfolio risk management, IFRS 9 / CECL impairments, internal ratings-based credit modelling, RWA optimisation, CVA credit curves, Significant Risk Transfer (SRT) transactions, securities financing, fund financing.For those interested in learning more, please contact me at joe.proctor@creditbenchmark.com Show less

Promoted after 6 years as Head of Corporate Credit Risk (Europe) to Group Wholesale Credit Risk, overseeing global corporate approvals across HSBC’s 7 operating regions. Exercised unlimited Group approval authority for all annual credit reviews exceeding regional delegated authorities and recommended, similarly, new money proposals requiring Group approval from Global CCO and Group CRO. Oversaw corporate portfolio of $820BN in credit exposure.– Championed transformation… Show more Promoted after 6 years as Head of Corporate Credit Risk (Europe) to Group Wholesale Credit Risk, overseeing global corporate approvals across HSBC’s 7 operating regions. Exercised unlimited Group approval authority for all annual credit reviews exceeding regional delegated authorities and recommended, similarly, new money proposals requiring Group approval from Global CCO and Group CRO. Oversaw corporate portfolio of $820BN in credit exposure.– Championed transformation, instituting a global industry risk appetite framework, mirroring European successes, and implemented a global industry risk organisation and portfolio review discipline. – Led a high-performing team of nine across leveraged credit, corporate credit, and global private banking. Extended strategic influence to regional credit heads, catalysing initiatives that unified HSBC’s vast federated network. – Took initiative to better integrate global private banking credit practice into global function that raised visibility and strengthened organisational reporting, governance, and standards. Show less

Exercised approval authority sanctioning new lending of up to $450M and renewals of up to $1.6B (second highest, 90% of top European authority). Led transformation and change initiatives in risk management, introducing new capabilities and managing corporate credit exposure of investment banking, global markets, and commercial and corporate banking businesses across 19 countries. – Directly managed 25 and supervised an additional 20 credit professionals across large network of EMEA… Show more Exercised approval authority sanctioning new lending of up to $450M and renewals of up to $1.6B (second highest, 90% of top European authority). Led transformation and change initiatives in risk management, introducing new capabilities and managing corporate credit exposure of investment banking, global markets, and commercial and corporate banking businesses across 19 countries. – Directly managed 25 and supervised an additional 20 credit professionals across large network of EMEA country offices. Established a Centre of Excellence approval team of 10 in India, yielding quality, process and cost efficiencies. – Chaired (de facto) newly established Regional Portfolio Oversight Council as a recurring and agenda-driven forum of senior business and risk executives, an exemplary model adopted in other regions. – Strengthened integration of Credit Risk and Traded Risk teams, instituting monthly counterparty risk review forum, encompassing stress testing data and in-depth examination of high exposure / risk relationships. Show less

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Selected as Chief Credit Officer of Goldman Sachs International Bank (GSIB) in 2008. Primarily accountable for oversight of all bank credit risk management activities that included corporate loan origination and secondary trading, private wealth management lending, OTC derivatives, foreign exchange, and funding. Presented regularly to GSIB Risk Committee. Supervised 8 senior credit officers throughout EMEA and Asia. Senior member of Credit Committee. – Successful 14-year [1998-2012]… Show more Selected as Chief Credit Officer of Goldman Sachs International Bank (GSIB) in 2008. Primarily accountable for oversight of all bank credit risk management activities that included corporate loan origination and secondary trading, private wealth management lending, OTC derivatives, foreign exchange, and funding. Presented regularly to GSIB Risk Committee. Supervised 8 senior credit officers throughout EMEA and Asia. Senior member of Credit Committee. – Successful 14-year [1998-2012] track record as trusted credit ratings advisor to high-profile corporate clients on obtaining and managing credit ratings in the context of financing and M&A transactions. – Demonstrated ability to strengthen client relationships through the provision of expert advice and by consistently achieving ratings objectives. Additional leadership roles included the following:Global Co-Chair, Counterparty Focus Committee [2008 – 2014]Senior Member, Counterparty Risk Committee [2012 – 2014]Head of Corporate Credit Risk Management, EMEA [2012 – 2014]Head of Investment Management Division Credit, EMEA [2013 – 2014]Head of Distressed Credit Risk Management EMEA [2012 – 2014]Head of Bank Loans Risk Management EMEA [2008 – 2012]Head of Credit Risk & Ratings Advisory Coverage, Russia & CIS [2005 – 2010] Show less