Joe Taulbee Email & Phone Number

Cincinnati Area

As an Underwriter at Ash Brokerage, I act as a resource for financial advisor and other industry professionals seeking assistance in placing their impaired risk life insurance business. I continually utilize in-depth knowledge of current life insurance trends and underwriting manuals to provide advisors with a comprehensive solution to meet their client's needs.Responsible for underwriting financial and medical profiles in order to negotiate formal and informal business with life insurance carriers and providing financial advisors the most cost effective solutions to meet their clients' financial needs. Successfully completed ALU 202, ALU 301, LOMA 301, LOMA 307, LOMA 311, LOMA 320 & LOMA 335 toward a fellowship in life underwriting through the Association of Life Underwriting and currently hold an AALU designation as well as an ALMI designation.Our approach is to focus on customization to make sure the design fits both the client's need and budget, which could include term, whole life, universal life, and variable products for fully-underwritten, simplified and guaranteed issued plans. We also focus on building relationships with an advisor to help maximize the impact the Life Insurance New Business Department can have on their practice.

Cincinnati, Ohio Area

Serve as advisor to Mass Mutual agents placing formal business through the MMLIA program with Ash Brokerage. Continually utilize in-depth knowledge of the SwissRe, GenRe and various other proprietary underwriting manuals to negotiate underwriting decisions and assist agents in profile planning.Responsible for procuring, summarizing and underwriting financial and medical profiles of proposed insureds seeking term, universal and whole life insurance along with establishing an individual risk assessment profile to identify the most cost effective plan, product and carrier to meet the financial needs of the agent and client.Successfully completed ALU 101 & ALU 201 and continuing to pursue a fellowship in life underwriting through the Association of Life Underwriting.

Cincinnati, Ohio Area

Served as customer service representative in the in-force policy services department conducting billing and policy transactions.Responsible for performing routine billing transactions, beneficiary, ownership and address changes along with researching payment histories and providing policy information to agents and clients.Successfully completed LOMA 280 & LOMA 290.