I help successful people take control of their lives by acting as a partner in attacking their complex personal and business financial situations head on. As success grows, unfortunately so does financial complexity and stress. My job is to help identify gaps in their current situation, prioritize immediate needs, help set goals, and position the client in a way to not only meet but exceed those goals. I'm not necessarily talking about a dollar value... I'm talking about all goals that are effected by finances: time with the family, ability to donate, ability to leverage, ability to grow your business, etc. How do we do this? Answer this:When is the last time your Personal CFO, CPA, Estate Attorney, Tax Strategist and Insurance Professional all sat in a room at the same time and talked about nothing but your problems? Generally, the answer is... never. That's not just something we do- that's the business model.Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Service, LLC, (Kestra AS) an affiliate of Kestra IS. Questmont® Virtual Family Office is not affiliated with Kestra IS or Kestra AS. Investor Disclosures: https://bit.ly/KF-IDThis profile is published for residents of the United States only. Registered Representatives and Investment Advisor Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact the Kestra IS or Kestra AS Compliance Department at 844-5-KESTRA.

As my understanding of finance grew, so did my desire to lead clients through their unique financial situations. As a Morgan Stanley Virtual Advisor, I had the opportunity to assist clients in determining their goals and the steps that need to be taken to achieve them. This is done by addressing living expenses, personal budget, investment experience, time horizon, current portfolio, outside income, etc. I Using sophisticated analytical software and my knowledge of personal and corporate finance, I would then educate clients as to where they stood in regards to their goals. I discovered that almost every client I worked with had a clear goal, but the majority did not have a plan to get there. I would address the clients current situation, and educated the client of the options to best situate themselves for the future. Following, I would address investments in IRAs, 529s, and non-qualified brokerage accounts and advise on changes that should be made, including the recommendation of specific securities, if necessary. This is where I developed the desire to serve highly successful people on a deeper level, wanting to take on more complex issues for clients that needed it the most.

In the second semester of the USF MBA program, I took the class "Financial Management" and I was intrigued. I quickly developed a passion and couldn't wait to learn more about it. The problem was: I was an Environmental Scientist. I specialized in contamination analysis and remediation, not fixed-income markets and equity valuation. So I took a chance, made a total career change, and figured what better place to start than Schwab? What I learned very quickly: finances are complicated, and it's not just the finance part. In addition to addressing questions on account status, RMDs, cost basis, current holdings, account values, transactions, check disbursements, etc., I also assisted thousands of clients in navigating systems, filling out paperwork (correctly), and so on (the annoying stuff). I specialized in aiding clients in investigating account issues and providing guidance on solutions. I proudly considered myself a professional problem solver and a "jack of all trades" when it came to financial services customer service.

(Formerly HSW) I felt I was ready to stretch my skillset into more of a project management path role, which prompted my jump to HSW Engineering. We specialized in assessment (whether or not it's contaminated), monitoring (how contaminated and how long will it stay contaminated), and remediation (what can we do to speed up the clean-up process). My job was to be involved in every phase of the project. I would coordinate and sometimes perform the field work necessary to gather the data needed to make informed decisions on the state of the property. Then we'd take that data and analyze it to determine the next step. This involved monitoring the progression of contaminates generally derived from petroleum or industrial solvents being released into the environment and its effect on underlying soil, aquifers, and confining layers. Remedial efforts generally involved either excavation or the design, installation, and monitoring/maintenance of soil vapor extraction/air sparging systems. We also spearheaded some of the preliminary PFAS (an emerging contaminate) assessments at historically contaminated sites. Though I enjoyed my time as an Environmental Scientist and created lifelong relationships, I never felt I could live up to my full potential. I didn't fit the mold the industry needed me to, so I started the USF MBA program while searching for new career paths I could take.

After I graduated, I gladly excepted the promotion from Intern to Environmental Scientist 1. I traded my loafers for steel-toe boots. I would support project managers by executing various field tasks such as data collection (field sampling), remediation system O&M, construction oversight, and excavation oversight. I completed hundreds of Phase ll site assessments, primarily focused on arsenic, pesticide, and petroleum contamination in rural areas. I maintained and operated a large-scale remediation system utilized for the recovery of industrial solvent-contaminated groundwater, along with a multitude of other smaller systems. All tasks were completed according to FDEP Standard Operating Procedure, which is known for being stringent. Of everything this job taught me, by far the most valuable is how to work HARD. I mean hand blistering, the sun beating down on you all day, early morning to late night hard. That lesson is invaluable, and today I still pride myself in how hard I'm willing to work in everything I do.

Private and government clients had properties with contamination that needed to be addressed. My job was to help project managers with data entry and technical report revision so they could focus on the task at hand: how can we get this site cleaned up? It was great to be able to utilize what I was learning in school while finishing my bachelors in Environmental Science and Policy.