John Dorris's Location
Boynton Beach, Florida, United States, United States
John Dorris's Contact Details
John Dorris work email
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John Dorris personal email
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John Dorris phone numbers
About John Dorris
John Dorris is a A bankcard operational management specialist with over 25 years experience in issuing & acquiring expertise in multi-risk environments, including traditional credit, sub-prime credit, debit, prepaid, commercial. at L.B.R. Inc. He possess expertise in merchant services, account management, debit cards, payment card processing, pos and 16 more skills.
John Dorris's Current Company Details
L.B.R. Inc
A bankcard operational management specialist with over 25 years experience in issuing & acquiring expertise in multi-risk environments, including traditional credit, sub-prime credit, debit, prepaid, commercial.
John Dorris Work Experience Details
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OwnerL.B.R. Inc Oct 2002 - PresentWest Palm Beach, Florida, United StatesL.B.R. Inc provides consulting services to financial service entities and small- to mid-sized businesses. L.B.R. delivers high-quality results with a background in accounting & financial reporting, operational and process improvement, internal control & risk management, enterprise best practices, and system designs.
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OwnerXpressive Designs Llc Oct 2014 - PresentBoca Raton, Florida, United StatesXpressive Designs was born for parties, we are a full-service event planning company. We specialize in creating unique details that will make your event unforgettable. Xpressive Designs offers cake pops, cakes, cupcakes, favors, party designs and balloon arrangements.
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Vp Issuing & AcquiringRay Blue Solutions Feb 2014 - Sep 2020Miami/Fort Lauderdale AreaMember of the executive team responsible for all operations, including financial modeling, business development and information technology. Ray Blue Solutions was a fintech company focusing on international issuing, acquiring, and ATM solutions for banks and program owners, we worked as a one-stop solution for clients to integrate into multiple banks and processors with our single API.
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Director & Executive Vice President Of Merchant ServicesApplied Card Systems Jan 2008 - Aug 2013Boca Raton, Fl• Developed and implemented the start-up of the merchant portfolio on First Data and TSYS for Applied Bank through its affiliate Applied Card Systems. This included the start-up plans, including all policies and procedures, and hiring and training additional staff for all departments to support the merchant portfolio.• Negotiated all pricing for first data acquisition services and TSYS acquiring solutions.• Oversaw the management of the Underwriting, Risk Management, Customer Service, and ISO Relation departments for the Merchant Services division. • Executed the back-end settlement platforms for our processors First Data and TSYS.• Implemented PIN Debit processing and relationships with multiple debit networks (i.e., STAR, NYCE, ACCEL, PULSE, CU24, Interlink, Maestro, etc.). This included implementing a PIN less debit infrastructure that yielded over $350K in annual interchange savings for the bank from one merchant alone.• Established an internal merchant cash advance product for Applied Bank.• Created and implemented authorization and underwriting strategies that reduced collection and fraud losses for the bank’s subprime issuing portfolio • Maintained relationships between our affiliate member bank (Applied Bank) and the associations and payment platforms.• Assisted in the system redesign of our ACH and Payment System for Check 21, Check Conversion, and ACH, which included a complete revamp of fraud rules, including further expansion and use of negative databases. -
Vice President Of Merchant ServicesCredomatic Apr 2004 - Jun 2008Miami, Florida, United States• Converted the US merchant portfolio to TSYS Acquiring Solutions producing a 35% increase to income.• Increased the US Merchant portfolio’s monthly sales volume by 135%. • Maintained relationship between our affiliate member bank (BAC Florida Bank), the associations, and all third-party vendors.• Managed the Merchant Services Division including Risk, Underwriting, Chargebacks, and Customer Service.• Developed fraud prevention rules for merchant processing implemented by all divisions of the BAC|Credomatic Network across six countries.• Negotiated all contracts for external clients and customers concerning merchant services.• Implemented multiple value-added products for the merchant portfolio, including PIN Debit processing, an in-house POS Check program, an in-house Gift and Loyalty program, dynamic currency conversion, and a merchant cash advance solution. • Identified and implemented corrective actions on operational weaknesses, which turned operating losses into profits.• Oversaw daily and month-end settlement and reporting, including residual calculation.• Executed a marketing campaign to increase portfolio volume by establishing ISO/Agent, bank, and Vendor relations.
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Vice PresidentPayright Merchant Services Apr 2003 - Apr 2004Deerfield Beach, Florida, United States• Developed and implemented the start-up plans for a merchant portfolio on FDR, including the creation of Policies and Procedures for Credit, Risk, and Financial Reporting• Managed the day-to-day operations of the Collections, Credit, Finance, and Risk departments.
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Vice PresidentNorth American Bancard Feb 2002 - Apr 2003Troy, Michigan, United States• Managed a portfolio of over 10,000+ active merchants with monthly processing volumes over $80 million. • Managed the day-to-day operations of the Collections, Credit, and Risk Management departments.• Collaborated with the Marketing Department to increase our application submissions and approvals by 180% since February 2002.• Reduced the company’s basis point on losses while maintaining a 140% growth in volume since February 2002. -
Assistant Vice PresidentApplied Card Systems Nov 1992 - Feb 2002Director of Merchant Operations• Oversaw the day-to-day operations of the Credit, Customer Service, Chargebacks, Fraud, and Settlement departments for the Merchant Division.• Assisted in developing the marketing program and the design of the Cross Country Bank’s merchant webpage. • Managed all merchant related third-party vendors, including ISO relations, First Data, and the Networks (i.e., Visa and MasterCard). Director of Credit Card Security and Chargebacks • Oversaw the day-to-day operations of the two departments.• Designed and implemented numerous prevention reports for the Security Department to reduce the fraud and collection charge off rate.• Maintained a fraud charge off rate of less than one basis point and set up an automated chargeback process for known high-risk transactions.
John Dorris Skills
Merchant Services
Account Management
Debit Cards
Payment Card Processing
Pos
Budgets
Portfolio Management
Credit Cards
Risk Management
Management
Fraud
Sales
Banking
Credit
Electronic Payments
Executive Management
Loyalty Programs
Marketing
Payments
Relationship Management
Underwriting
Frequently Asked Questions about John Dorris
What company does John Dorris work for?
John Dorris works for L.b.r. Inc
What is John Dorris's role at the current company?
John Dorris's current role is A bankcard operational management specialist with over 25 years experience in issuing & acquiring expertise in multi-risk environments, including traditional credit, sub-prime credit, debit, prepaid, commercial..
What is John Dorris's email address?
John Dorris's email address is jo****@****uth.net
What is John Dorris's direct phone number?
John Dorris's direct phone number is +130537*****
What skills is John Dorris known for?
John Dorris has skills like Merchant Services, Account Management, Debit Cards, Payment Card Processing, Pos, Budgets, Portfolio Management, Credit Cards, Risk Management, Management, Fraud, Sales.
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John Dorris
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